3931 GAILLARDIA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active83 days on marketListed May 19, 2026MLS #O6408160
About this home
3931 GAILLARDIA DRIVE
One or more photo(s) has been virtually staged. Welcome to 3931 Gaillardia Drive in the sought-after community of Indian Lake Estates, where space, privacy, and an active outdoor lifestyle come together. Situated on a beautifully wooded ½-acre lot, this updated 3-bedroom, 2-bathroom home offers nearly 1,900 square feet of comfortable living space with room to relax both inside and out. Step inside to discover a bright, open layout featuring luxury vinyl flooring throughout the main living areas, spacious living and dining spaces, and a cozy wood-burning fireplace that creates a warm gathering place for family and friends. The updated kitchen offers abundant cabinetry, ample prep space, and a functional design that flows seamlessly into the dining area, making entertaining effortless. The split-bedroom floor plan provides privacy for the spacious primary suite while offering flexibility for family, guests, or a home office. One of the home's standout features is the expansive Florida room overlooking the backyard—perfect for morning coffee, evening relaxation, or year-round enjoyment of the peaceful surroundings. Outside, you'll appreciate the oversized lot with plenty of room for gardening, recreational vehicles, future additions, or simply enjoying the tranquility of nature. A detached storage shed provides extra space for tools and equipment, while the oversized detached two-car garage offers additional storage and parking. Indian Lake Estates is known for its incredible amenities and outdoor recreation, including one of Central Florida's premier freshwater fishing lakes, an 18-hole golf course, clubhouse, tennis and pickleball courts, fitness center, playground, and the community's famous mile-long fishing pier extending into Lake Walk-in-Water. Whether you're looking for a full-time residence or a peaceful Florida retreat, this home offers the perfect combination of comfort, space, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,892
Sqft
0.5 ac
Lot size
2
Garage
1974
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,457 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,457/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs INDIAN LAKE ESTATES
$174 vs $209
Days on market
83 vs 53 typical
Where $174/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
10 of 25
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1448% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3931 GAILLARDIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
6532 AMARYLLIS DRIVE · same community
3 bd · 2 ba · 1,806 sqft · $249/sqft · 0 DOM
Sold · Dec ’25$310,000
2081 VALENCIA DRIVE · same community
3 bd · 2 ba · 1,773 sqft · $175/sqft · 32 DOM
Sold · Mar ’26$345,000
4370 HIBISCUS DRIVE · same community
3 bd · 2 ba · 1,770 sqft · $195/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3931 GAILLARDIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3931 GAILLARDIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3931 GAILLARDIA DRIVE FAQs
What would the monthly payment be for 3931 GAILLARDIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,457/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3931 GAILLARDIA DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3931 GAILLARDIA DRIVE?+
The most recent tax bill on record (2025) was $2,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3931 GAILLARDIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $329,000, this home is listed about 11% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3931 GAILLARDIA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · David Hartigan. MLS #O6408160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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