
1020 S SCENIC HIGHWAY, LAKE WALES, FL, 33853
Active85 days on marketListed May 17, 2026MLS #O6408036
About this home
1020 S SCENIC HIGHWAY
Wow! A true lakefront slam dunk! This solid block home has been thoughtfully renovated from top to bottom, featuring a brand-new roof and an ice-cold new A/C system just to start. Every detail has been carefully selected to combine modern style with long-term peace of mind. Step inside to discover durable, life-proof flooring throughout and a stunning designer kitchen complete with upgraded brand new kitchen including cabinetry, sleek countertops, and brand new high-end appliances. The spa-inspired bathrooms feature elegant walk-in showers, creating a relaxing retreat right at home. Every outlet, switch, and light fxture are brand new. The open and functional floor plan flows seamlessly into the spacious backyard with a perfect sunset view of the lake—perfect for entertaining guests or enjoying peaceful evenings outdoors. With most major systems and components already updated or upgraded, this home offers years of reliable, low-maintenance living. Enjoy the added benefit of low property taxes, making this property an excellent opportunity for both homeowners and investors alike. Homes with this level of renovation, value, and lakefront appeal are rare—schedule your private showing today! Property equipped with a 4D 4K video doorbell.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,480
Sqft
0.5 ac
Lot size
2
Garage
1980
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.3%
$/sqft vs Lake Wales actives
$220 vs $172
Days on market
85 vs 54 typical
Where $220/sqft sits among the 372 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33853 — neighborhood snapshot
Population
12,385
Median age
37.3
Median income
$40,938
Median home value
$198,100
Avg household
2.57
Households w/ children
1,565
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
170 of 372
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 S SCENIC HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
5804 VIKING ROAD · same community
4 bd · 2 ba · 1,456 sqft · $216/sqft · 462 DOM
Sold · Jul ’26$240,000
235 RIDGE MANOR DRIVE · same community
3 bd · 2 ba · 1,338 sqft · $179/sqft · 30 DOM
Sold · Aug ’25$285,000
3407 SILVERWOOD DRIVE · same community
3 bd · 2 ba · 1,711 sqft · $167/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 S SCENIC HIGHWAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 S SCENIC HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 S SCENIC HIGHWAY FAQs
What would the monthly payment be for 1020 S SCENIC HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1020 S SCENIC HIGHWAY?+
The most recent tax bill on record (2025) was $3,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $325,000, this home is listed about 28% above the Lake Wales median of $253,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 S SCENIC HIGHWAY?+
Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 43% above the LAKE WALES 33853 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $335,000, now $325,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ELITE REAL ESTATE AND PROPERTY MANAGEMENT · Jessica Falvey. MLS #O6408036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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