1745 N COMMONWEALTH WAY, HERNANDO, FL, 34442
Active66 days on marketListed May 16, 2026MLS #O6407989
About this home
1745 N COMMONWEALTH WAY
GOLF MEMBERSHIP, GOLF CART AND SPA INCLUDED.......Experience refined living in this beautifully appointed Waterford model, perfectly situated within the prestigious, gated community of Terra Vista, where luxury, privacy, and resort-style amenities define everyday life. From the moment you enter, the home reveals a level of craftsmanship and comfort rarely found, beginning with solid core doors, extra insulation, and custom paint selections that elevate both quietness and aesthetic sophistication. The interior unfolds with tile flooring in the foyer, hallway, and laundry room, transitioning into luxury vinyl planking throughout the living area for a seamless, upscale flow. A solar tube in the kitchen ceiling fills the space with soft natural light, enhancing the warm ambiance created by soaring ceilings and an elegant living room fireplace. The thoughtful design showcases two luxurious en-suite bedrooms, each appointed with walk-in showers, while the expansive master closet provides a boutique-level dressing experience. A versatile den, easily converted into a third bedroom, offers flexibility for guests or a private retreat. The gourmet kitchen elevates the culinary experience with granite countertops, a striking custom backsplash, a gas stove, and appliances that are only two years old, blending timeless beauty with modern efficiency. Outdoor living becomes a private sanctuary on the extended paved lanai, where a spa invites relaxation beneath the Florida sky. Mature viburnums create a lush natural privacy screen, while the fully fenced backyard enhances the sense of seclusion and tranquility, making it ideal for quiet mornings or intimate gatherings. This exceptional home also offers an unparalleled lifestyle advantage with a full golf membership, golf cart, and spa included, granting immediate access to Terra Vista’s world-class golf, tennis, fitness, and wellness amenities. It is a rare opportunity to enjoy elevated living in one of the area’s most sought-after communities, where every detail has been curated for comfort, elegance, and an effortless resort-style experience.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,358
Sqft
0.26 ac
Lot size
2
Garage
2022
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,219 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,219/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hernando actives
$304 vs $195
Days on market
66 vs 37 typical
Where $304/sqft sits among the 99 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
53 of 99
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1745 N COMMONWEALTH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$575,000
2071 N BUTTONWOOD LOOP · same community
3 bd · 2.5 ba · 2,250 sqft · $256/sqft · 286 DOM
Sold · Aug ’25$390,000
2280 W MIDDLE LANE
3 bd · 2 ba · 2,402 sqft · $162/sqft · 97 DOM
Sold · May ’26$450,000
1147 W POINTE VISTA PATH
2 bd · 2.5 ba · 2,451 sqft · $184/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1745 N COMMONWEALTH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1745 N COMMONWEALTH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1745 N COMMONWEALTH WAY FAQs
What would the monthly payment be for 1745 N COMMONWEALTH WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,219/mo — principal and interest, the actual property-tax bill, the $284/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1745 N COMMONWEALTH WAY?+
The association fee works out to $284 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1745 N COMMONWEALTH WAY?+
The most recent tax bill on record (2025) was $7,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1745 N COMMONWEALTH WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $717,500, this home is listed about 93% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1745 N COMMONWEALTH WAY?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY INTERNATIONAL · Bob Levy, Sr.. MLS #O6407989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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