David Ramirez
$1,595,000$1,650,0003 bd4 ba2,467 sqft$647 /sqft$9,768 /mo all-in ↓

1841 LAKE SPIER DRIVE, WINTER PARK, FL, 32789

Active65 days on marketListed May 27, 2026MLS #O6407841

Reduced $55KWaterfrontSingle Family ResidenceSOUTH LAKEMONT SHORES

About this home

1841 LAKE SPIER DRIVE

Winter Park lakefront home! Water skiers welcome. A rare opportunity to own a thoughtfully renovated mid century lakefront residence in Winter Park. This home is perfectly situated between Winter Park, Baldwin Park and Audobon Park. Walk to all three A rated schools: Baldwin Park Elementary, Glenridge Middle and Winter Park High School. Wherever you need to be- Hospitals, Downtown, Dog park, restaurants, farmers markets- all so close. This three bedroom four bath home offers stunning views, high ceilings and abundant natural light. The open layout flows effortlessly for everyday living and gatherings with friends and family. As you walk through the front door, you will be drawn to the expansive living area and a wall of windows and doors leading to the lake. The island kitchen is a cook's dream with abundant workspace and welcoming island seating. Imagine waking up every morning to yet another amazing view- The primary suite is spacious and private with newer bath and large walk- in closet. Nicely appointed secondary bedrooms and updated baths. In addition to the main living area, there is a separate oversized family room with a full bath adjacent. Family room could be a potential fourth bedroom or office. This home was completely renovated and expanded in 2013 creating a perfect blend of timeless architecture and carefully designed updates. Other features include two car garage with "glass" overhead doors and mini-split HVAC, metal roof, generous closets & storage throughout and recently installed landscaping. What makes this house truly special is the setting on Lake Spier- a ski lake tucked away in a secluded part of Old Winter Park . There are no homes across the lake- so spending time on the patio and dock offers an expansive view of water and trees and a remarkable sense of privacy. Inside and out, every space feels connected to the natural beauty. Lake spier has 3 meters of visibilty - the best water clarity in WP ( per city of WP lakes and waterways website.) You really have to see this property to fully appreciate all that it offers. This home is truly special!

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

2,467

Sqft

0.38 ac

Lot size

2

Garage

1964

Year built

One

Levels

$647

Per sqft

WaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringBamboo · Concrete · Laminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingDriveway
ExteriorFrench Doors · Irrigation System · Private Yard · Sidewalk

Community & fees

Taxes (2025)$4,844/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,768 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property tax — 2025 actual bill$404
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,500
Interest rate6.00%
Loan term

Estimated payment

$9,768/mo

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property taxes (actual bill)$404
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$647 vs $344

Days on market

65 vs 34 typical

Where $647/sqft sits among the 314 Winter Park actives

116
82
43
27 · this home
18
28
$149–289$289–430$430–570$570–711$711–852$852+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 1841 LAKE SPIER DRIVE

Drive times from this address

Downtown Orlando13 min
Orlando Int’l Airport (MCO)24 min
Universal Orlando25 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

145 of 314

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,595,000 $55K
May 27, 2026Listed at $1,650,000 · 65 days on market since
1964Built · SOUTH LAKEMONT SHORES

Reality check

What actually sold near 1841 LAKE SPIER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1891 LAKE SPIER DRIVESold · Aug ’25

$2,800,000

1891 LAKE SPIER DRIVE · same community

5 bd · 4 ba · 3,932 sqft · $712/sqft · 57 DOM

4485 TRAPP LANESold · Apr ’26

$1,129,000

4485 TRAPP LANE

3 bd · 2.5 ba · 2,386 sqft · $473/sqft · 39 DOM

1017 JUEL STREETSold · Jul ’26

$745,000

1017 JUEL STREET

3 bd · 3 ba · 2,221 sqft · $335/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1841 LAKE SPIER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1841 LAKE SPIER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1841 LAKE SPIER DRIVE FAQs

What would the monthly payment be for 1841 LAKE SPIER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,768/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1841 LAKE SPIER DRIVE?+

The most recent tax bill on record (2025) was $4,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $1,595,000, this home is listed about 154% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1841 LAKE SPIER DRIVE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,595,000 runs 88% above the WINTER PARK 32789 median — but at 2,467 sqft it's also 35% larger than the typical Winter Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,650,000, now $1,595,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Nicole Seybold. MLS #O6407841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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