208 LAMONTE POINT CT, DEBARY, FL, 32713
Active68 days on marketListed May 16, 2026MLS #O6407800
About this home
208 LAMONTE POINT CT
One or more photo(s) has been virtually staged. Step into effortless Florida living in this beautifully maintained 2-bedroom, 2-bath half-duplex offering 1,766 sq. ft. of open, bright living space with water views. Located in a desirable gated community of Debary Golf and Country Club, this home blends comfort, convenience, and style. Enjoy peace of mind with a new roof (2019) and a tankless water heater, plus easy living with lawn maintenance included. The spacious closed-in lanai extends your living area—perfect for morning coffee or evening relaxation overlooking the water. Inside, you’ll find tile flooring throughout, a large master ensuite, and a modern kitchen that includes all appliances. This community is golf cart friendly, making it easy to explore nearby amenities or hit the course at your leisure. With a 2-car garage, an inviting layout, and meticulous upkeep, this home truly checks every box for low-maintenance living in a serene setting. Don’t wait, schedule your private showing today and experience the perfect blend of comfort and lifestyle this home offers!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,766
Sqft
0.1 ac
Lot size
2
Garage
2004
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Debary actives
$192 vs $208
Days on market
68 vs 31 typical
Where $192/sqft sits among the 110 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Debary Plantation — neighborhood snapshot
Population
3,445
Median age
56
Median income
$83,975
Median home value
$320,193
Avg household
2
Households w/ children
215
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
47 of 110
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 208 LAMONTE POINT CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$335,000
202 LOURDAN COURT · same community
2 bd · 2 ba · 1,761 sqft · $190/sqft · 118 DOM
Sold · Feb ’26$240,000
216 LAMONTE POINT COURT · same community
2 bd · 2 ba · 1,749 sqft · $137/sqft · 4 DOM
Sold · Jan ’26$356,000
218 LAMONTE POINTE COURT · same community
2 bd · 2 ba · 1,748 sqft · $204/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 208 LAMONTE POINT CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 208 LAMONTE POINT CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
208 LAMONTE POINT CT FAQs
What would the monthly payment be for 208 LAMONTE POINT CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,917/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 208 LAMONTE POINT CT?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 208 LAMONTE POINT CT?+
The most recent tax bill on record (2025) was $4,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 208 LAMONTE POINT CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $339,900, this home is listed about 13% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 208 LAMONTE POINT CT?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$339,900 runs 10% above the DEBARY 32713 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
68 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · David Vermillion. MLS #O6407800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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