
601 HOWARD AVENUE, OVIEDO, FL, 32765
Active80 days on marketListed May 14, 2026MLS #O6407743
About this home
601 HOWARD AVENUE
Set along the quiet back roads of Oviedo’s desirable Black Hammock area, this picturesque 8.88-acre property offers a rare opportunity to create a private estate or family homestead surrounded by natural beauty. Previously operating as an oak tree farm and currently designated as farmland, the property is filled with mature oaks and lush landscape that provide a peaceful, secluded setting with little to no through traffic. This parcel is not designated as wetlands, and an environmental report is available upon request. Whether you envision a custom home, hobby farm, or private retreat, the possibilities here are both timeless and inspiring. Enjoy the charm of country living while remaining just minutes from downtown Oviedo, Publix, Oviedo Mall, dining, and convenient access to SR-417 for an easy commute throughout Central Florida. Zoned for Geneva Elementary, Jackson Heights Middle School, and Oviedo High School, this property offers the perfect blend of privacy, space, and everyday convenience.
Facts & features
The home at a glance
8.88 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,560 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,560/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 HOWARD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$360,000
1230 ELM STREET · same community
3 bd · 2 ba · 1,658 sqft · $217/sqft · 114 DOM
Sold · Oct ’25$649,000
1377 ELM ST. STREET · same community
3 bd · 2.5 ba · 2,736 sqft · $237/sqft · 203 DOM
Sold · Oct ’25$1,600,000
2326 FLORIDA AVENUE · same community
4 bd · 5 ba · 2,777 sqft · $576/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 HOWARD AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 HOWARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
601 HOWARD AVENUE FAQs
What would the monthly payment be for 601 HOWARD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,560/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 601 HOWARD AVENUE?+
The most recent tax bill on record (2024) was $4,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $325,000, this home is listed about 38% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 601 HOWARD AVENUE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OVIEDO 32765 market on paper
$325,000 is 29% below the OVIEDO 32765 median of $460,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
80 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jamie Langford. MLS #O6407743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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