David Ramirez
$145,000$150,0002 bd2 ba1,518 sqft$96 /sqft$1,738 /mo all-in ↓

100 E OAK TERRACE DRIVE UNIT A2, LEESBURG, FL, 34748

Active71 days on marketListed May 14, 2026MLS #O6407728

Priced 48% below the LEESBURG 34748 medianReduced $5KCondominiumLEESBURG COACH HOUSES AT LEESBUG CONDO

About this home

100 E OAK TERRACE DRIVE UNIT A2

***Seller is willing to provide up to $10,000 in concessions*** The open-concept living area seamlessly connects the living room, dining area, and stunning kitchen. The kitchen is an entertainer's dream, boasting stainless steel appliances that add a modern touch. With ample cabinet space, the kitchen provides both functionality and style, making meal preparation a delightful experience. Step into the spacious master bedroom with a spacious walk-in closet and private bathroom. The condo also offers a second well-proportioned bedroom, perfect for guests or a home office, providing versatility to suit your lifestyle. The two bathrooms are tastefully designed, combining practicality with a touch of luxury. The home also features a brand new water heater. One of the standout features of this condo are the screened in patio and the attached one-car garage, providing secure parking and additional storage space. Each condo comes with additional storage space in the attic located on the second floor. Use it toward your closing costs, down payment, or even a rate buy-down to help make homeownership more affordable. Don’t miss this opportunity — schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,518

Sqft

0.03 ac

Lot size

1

Garage

1980

Year built

One

Levels

$96

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorRain Gutters

Community & fees

HOA fee$550/mo
Taxes (2026)$1,324/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,738 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2026 actual bill$110
Condo fee — from the listing$550
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,738/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$110
HOA / condo fee$550
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Leesburg actives

$96 vs $171

Days on market

71 vs 50 typical

Where $96/sqft sits among the 400 Leesburg actives

63 · this home
72
119
87
32
27
$89–120$120–152$152–184$184–216$216–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 100 E OAK TERRACE DRIVE UNIT A2

Drive times from this address

Downtown Orlando50 min
Universal Orlando53 min
Walt Disney World61 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

206 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $145,000 $5K
May 14, 2026Listed at $150,000 · 71 days on market since
1980Built · LEESBURG COACH HOUSES AT LEESBUG CONDO

Reality check

What actually sold near 100 E OAK TERRACE DRIVE UNIT A2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1004 LOVES POINT DRIVESold · Oct ’25

$245,000

1004 LOVES POINT DRIVE

3 bd · 1 ba · 1,512 sqft · $162/sqft · 0 DOM

804 MCKENZIE LANE UNIT N/ASold · Nov ’25

$222,000

804 MCKENZIE LANE UNIT N/A

3 bd · 2 ba · 1,501 sqft · $148/sqft · 11 DOM

7 GINGER CIRCLESold · Aug ’25

$218,000

7 GINGER CIRCLE

2 bd · 2 ba · 1,470 sqft · $148/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 E OAK TERRACE DRIVE UNIT A2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 E OAK TERRACE DRIVE UNIT A2 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

100 E OAK TERRACE DRIVE UNIT A2 FAQs

What would the monthly payment be for 100 E OAK TERRACE DRIVE UNIT A2?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,738/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 100 E OAK TERRACE DRIVE UNIT A2?+

The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 100 E OAK TERRACE DRIVE UNIT A2?+

The most recent tax bill on record (2026) was $1,324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 E OAK TERRACE DRIVE UNIT A2?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $145,000, this home is listed about 51% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 100 E OAK TERRACE DRIVE UNIT A2?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LEESBURG 34748 market on paper

$145,000 is 48% below the LEESBURG 34748 median of $279,374, and at $96/sqft it sits under the Leesburg average of $174.

02Know the monthly fee

The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $150,000, now $145,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of OLIVER MOSLEY REALTY INC · Shelly Osborne Llc. MLS #O6407728.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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