David Ramirez
$464,9003 bd3 ba1,967 sqft$236 /sqft$3,270 /mo all-in ↓

3202 TRADEWINDS TRAIL, ORLANDO, FL, 32805

Active71 days on marketListed May 14, 2026MLS #O6407323

WaterfrontSingle Family ResidenceISLE CATALINA

About this home

3202 TRADEWINDS TRAIL

Waterfront living meets modern luxury in this completely renovated 3-bedroom, 3-bathroom Orlando gem! Nestled on a spacious lot with direct lake access, a potential boat dock, and a garage, this home has been transformed from top to bottom with no expense spared. Step inside to discover a brand-new kitchen with updated appliances, sleek new flooring throughout, and fully updated bathrooms that exude contemporary style. Fresh interior and exterior paint, new windows, and new doors flood every room with natural light and stunning water views. The primary suite features a walk-in closet so spacious it doubles as a home office — perfect for today's flexible lifestyle. Whether you're sipping coffee on the water's edge or launching your boat from your private dock, this is the Florida lifestyle you've been waiting for — just move right in!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,967

Sqft

0.22 ac

Lot size

2

Garage

1958

Year built

One

Levels

$236

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorSliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$1,854/yr
PetsCats OK, Dogs OK
CommunityCanal Front · Community Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,270 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$155
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,272Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,272
Interest rate6.00%
Loan term

Estimated payment

$3,270/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$155
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$446KedgeAI estimate $846,604 · range $530K$977K$1.0M

vs edgeAI estimate

−45.1%

$/sqft vs ISLE CATALINA

$236 vs $279

Days on market

71 vs 34 typical

Where $236/sqft sits among the 8 homes for sale in ISLE CATALINA

2
1
1 · this home
0
0
4
$187–205$205–224$224–242$242–260$260–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Catalina

Map of 3202 TRADEWINDS TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Orlando7 min
Universal Orlando11 min
Walt Disney World23 min
Orlando Int’l Airport (MCO)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Catalina — neighborhood snapshot

Population

599

Median age

50

Median income

$54,755

Median home value

$231,874

Avg household

2

Households w/ children

48%

For the school run

Orange County School District

ElementaryCatalina Elementary★★★★
MiddleMemorial Middle★★★★
HighJones High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 8

ISLE CATALINA have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the ORLANDO 32805 median. See the full Orlando market guide →

Paper trail

This home's history

May 14, 2026Listed at $464,900 · 71 days on market since
1958Built · ISLE CATALINA

Reality check

What actually sold near 3202 TRADEWINDS TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2407 REEF COURTSold · Apr ’26

$484,000

2407 REEF COURT · same community

4 bd · 2 ba · 1,951 sqft · $248/sqft · 32 DOM

2500 LAUDERDALE COURTSold · Jun ’26

$540,000

2500 LAUDERDALE COURT · same community

4 bd · 2 ba · 2,126 sqft · $254/sqft · 143 DOM

3204 TRADEWINDS TRAILSold · Oct ’25

$435,000

3204 TRADEWINDS TRAIL · same community

4 bd · 2 ba · 1,685 sqft · $258/sqft · 156 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3202 TRADEWINDS TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3202 TRADEWINDS TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3202 TRADEWINDS TRAIL FAQs

What would the monthly payment be for 3202 TRADEWINDS TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,270/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3202 TRADEWINDS TRAIL?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3202 TRADEWINDS TRAIL?+

The most recent tax bill on record (2025) was $1,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3202 TRADEWINDS TRAIL?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $464,900, this home is listed about 19% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3202 TRADEWINDS TRAIL?+

Catalina Elementary (elementary), Memorial Middle (middle), Jones High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$464,900 runs 98% above the ORLANDO 32805 median — but at 1,967 sqft it's also 24% larger than the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

71 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

Listing courtesy of DANIEL SAFFER · Dan Saffer. MLS #O6407323.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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