1107 JAMES WAY, POINCIANA, FL, 34759
Active72 days on marketListed May 24, 2026MLS #O6407302
About this home
1107 JAMES WAY
One or more photo(s) has been virtually staged. MOTIVATED SELLER*** SELLER WILLING TO ASSIST WITH CLOSING COSTS WITH AN ACCEPTED OFFER*** This home is move in ready and features a two-story traditional home features a motivated seller and several recent upgrades, including a brand-new AC unit, fresh paint, and new carpeting. The roof is approximately ten years old. The interior offers an impressive two-story entryway with high ceilings. The layout includes a spacious eat-in kitchen with counter seating, a formal dining room, a formal living room, and a family room. The home provides four bedrooms, 2.5 bathrooms, and a versatile bonus loft space. For added convenience, all bedrooms are generously sized and located on the upper floor, while a large laundry room is situated on the main level. Ample storage is available throughout the property, including built-in garage shelving and an outdoor storage shed. Residents of the Poinciana neighborhood enjoy access to amenities such as multiple pools, sports courts, parks, and playgrounds. Additionally, the location provides easy access to Orlando’s amusement parks, shopping, and dining.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,806
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,724 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,724/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs POINCIANA NBRHD 06 VILLAGE 07
$117 vs $168
Days on market
72 vs 33 typical
Where $117/sqft sits among the 28 homes for sale in POINCIANA NBRHD 06 VILLAGE 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
10 of 28
POINCIANA NBRHD 06 VILLAGE 07 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 1107 JAMES WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
1246 NELSON PARK COURT · same community
4 bd · 2.5 ba · 2,806 sqft · $110/sqft · 126 DOM
Sold · Sep ’25$335,000
340 CIMARRON COURT · same community
4 bd · 3 ba · 2,653 sqft · $126/sqft · 82 DOM
Sold · Feb ’26$231,000
161 CIMARRON LANE · same community
4 bd · 3 ba · 2,603 sqft · $89/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1107 JAMES WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1107 JAMES WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1107 JAMES WAY FAQs
What would the monthly payment be for 1107 JAMES WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,724/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1107 JAMES WAY?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1107 JAMES WAY?+
The most recent tax bill on record (2025) was $4,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1107 JAMES WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $329,000, this home is listed about 13% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1107 JAMES WAY?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,000 runs 57% above the POINCIANA 34759 median — but at 2,806 sqft it's also 69% larger than the typical Poinciana listing.
02Time on market is leverage
72 days on market against a Poinciana median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $419,000, now $329,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Lori Joy. MLS #O6407302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Poinciana homes, in your inbox
Like 1107 JAMES WAY but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →