13536 SW 81ST CIRCLE, OCALA, FL, 34473
Active72 days on marketListed May 13, 2026MLS #O6407271
About this home
13536 SW 81ST CIRCLE
Well-maintained 3-bedroom, 2-bath home located in a quiet residential community in Ocala. Features a spacious open floor plan, comfortable living areas, functional kitchen, and a recently replaced roof for added peace of mind. Conveniently located near schools, shopping, dining, and major highways. Great opportunity for first-time buyers, downsizers, or investors. Seller is motivated, schedule your private showing today and come see everything this home has to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,203
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs MARION OAKS UN 12
$136 vs $180
Days on market
72 vs 43 typical
Where $136/sqft sits among the 9 homes for sale in MARION OAKS UN 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 9
MARION OAKS UN 12 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 13536 SW 81ST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$308,000
12927 SW 81ST AVENUE · same community
4 bd · 2 ba · 2,228 sqft · $138/sqft · 6 DOM
Sold · May ’26$318,000
8549 SW 129TH LANE · same community
4 bd · 3 ba · 1,993 sqft · $160/sqft · 134 DOM
Sold · Dec ’25$240,000
8457 SW 138TH PLACE · same community
3 bd · 2 ba · 1,902 sqft · $126/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13536 SW 81ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13536 SW 81ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13536 SW 81ST CIRCLE FAQs
What would the monthly payment be for 13536 SW 81ST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13536 SW 81ST CIRCLE?+
The most recent tax bill on record (2025) was $4,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $299,990, this home is priced right at the Ocala median.
Which schools are assigned to 13536 SW 81ST CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRIC REALTY SERVICES LLC · Arly Aladin. MLS #O6407271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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