David Ramirez
$240,000$250,0003 bd2 ba1,488 sqft$161 /sqft$1,769 /mo all-in ↓

613 4TH STREET NE, FORT MEADE, FL, 33841

Active88 days on marketListed May 12, 2026MLS #O6407240

Reduced $10KSingle Family ResidenceFRENCHS ADD

About this home

613 4TH STREET NE

Come see the updated residence at 613 4th St NE, recently improved with a new roof and fresh exterior paint. Inside, fresh interior paint and partial flooring replacement enhance the living spaces. The kitchen features stainless steel appliances and an accent backsplash. The primary bedroom contains a walk-in closet, while the primary bathroom includes double sinks. An outdoor patio complements the fenced-in backyard. This home perfectly blends modern updates with practical comfort. Included 100-Day Home Warranty with buyer activation

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,488

Sqft

0.28 ac

Lot size

1

Garage

1982

Year built

One

Levels

$161

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Electric Water Heater · Other · Range Hood
InteriorPrimary Bedroom Main Floor
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionWood Frame · Wood Siding
FoundationSlab
FacesSouth
ParkingNone
ExteriorOther

Community & fees

Taxes (2025)$1,077/yr
CommunityNone

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,769 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$90
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,400
Interest rate6.00%
Loan term

Estimated payment

$1,769/mo

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$90
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$221KedgeAI estimate $255,067 · range $230K$273K$284K

vs edgeAI estimate

−5.9%

$/sqft vs Fort Meade actives

$161 vs $188

Days on market

88 vs 50 typical

Where $161/sqft sits among the 27 Fort Meade actives

4
4 · this home
9
3
5
2
$73–118$118–162$162–206$206–251$251–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Meade

Map of 613 4TH STREET NE

Drive times from this address

Downtown Tampa67 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fort Meade. See the full Fort Meade guide →

FORT MEADE 33841 — neighborhood snapshot

Population

8,268

Median age

39.7

Median income

$39,608

Median home value

$138,700

Avg household

2.7

Households w/ children

1,018

For the school run

Polk County School District

ElementaryAlturas Elementary School★★★★★
MiddleBartow Middle School★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Meade market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$248K$240K

Fort Meade median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

15 of 27

Fort Meade actives have cut their price

Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the FORT MEADE 33841 median. See the full Fort Meade market guide →

Paper trail

This home's history

CurrentPrice reduced to $240,000 $10K
May 12, 2026Listed at $250,000 · 88 days on market since
1982Built · FRENCHS ADD

Reality check

What actually sold near 613 4TH STREET NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

713 4TH STREET NESold · Oct ’25

$268,000

713 4TH STREET NE · same community

4 bd · 2 ba · 1,376 sqft · $195/sqft · 77 DOM

618 3RD STREET NESold · Feb ’26

$215,000

618 3RD STREET NE · same community

2 bd · 2 ba · 1,280 sqft · $168/sqft · 17 DOM

721 NE 4TH STREETSold · Mar ’26

$349,900

721 NE 4TH STREET · same community

4 bd · 3 ba · 1,800 sqft · $194/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 613 4TH STREET NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 613 4TH STREET NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

613 4TH STREET NE FAQs

What would the monthly payment be for 613 4TH STREET NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,769/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 613 4TH STREET NE?+

The most recent tax bill on record (2025) was $1,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Meade?+

At $240,000, this home is listed about 9% below the Fort Meade median of $262,500. The market section on this page shows how the area is trending.

Which schools are assigned to 613 4TH STREET NE?+

Alturas Elementary School (elementary), Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6407240.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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613 4TH STREET NE, FORT MEADE, FL — 3 Bed, 2 Bath — $240,000 | CENTURY 21 Edge