David Ramirez
$499,0004 bd2.5 ba2,820 sqft$177 /sqft$3,889 /mo all-in ↓

122 LOS ARBOR DRIVE, DELAND, FL, 32724

Active61 days on marketListed Jun 3, 2026MLS #O6407218

Single Family ResidenceNORTH RIDGE

About this home

122 LOS ARBOR DRIVE

Assumable 5.25% VA loan available for qualified VA buyers, plus solar panels that offset virtually all electricity costs except the Duke Energy connection fee! Situated on nearly half an acre of fully fenced property, this 4-bedroom, 2.5-bath home offers a combination of space, functionality, and long-term savings. A desirable floor plan welcomes you with multiple living and entertaining areas, including a formal dining room, expansive family room, and a versatile flex space ideal for a home office, playroom, or potential fifth bedroom. The heart of the home is the open kitchen, featuring granite countertops, wood cabinetry, a breakfast bar, and views of the oversized backyard. Upstairs, you'll find a spacious loft, generously sized bedrooms, and a conveniently located laundry room complete with a folding counter. The private owner's suite features a walk-in closet and an ensuite bath with dual vanities and a large walk-in shower. Recent improvements provide peace of mind and added value, including a new water heater, updated range and microwave, newly installed gutters, and an extended rear patio perfect for outdoor entertaining. The property has a well, which means no cost for water. Located just minutes from vibrant downtown DeLand's shops, restaurants, and events, with easy access to Central Florida's beautiful beaches, this home offers the perfect blend of convenience, comfort, and savings. Call today to schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,820

Sqft

0.46 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$177

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingDriveway · Oversized
ExteriorSliding Doors

Community & fees

HOA fee$69/mo
Taxes (2025)$6,023/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,889 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$502
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,889/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$502
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $583,219 · range $534K$666K$692K

vs edgeAI estimate

−14.4%

$/sqft vs Deland actives

$177 vs $205

Days on market

61 vs 37 typical

Where $177/sqft sits among the 387 Deland actives

70
99 · this home
103
57
30
28
$145–172$172–200$200–228$228–255$255–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 122 LOS ARBOR DRIVE

Drive times from this address

Downtown Orlando55 min
Universal Orlando68 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

197 of 387

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $499,000 · 61 days on market since
2015Built · NORTH RIDGE

Reality check

What actually sold near 122 LOS ARBOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

51 VIRGINIA AVENUESold · Jul ’26

$479,900

51 VIRGINIA AVENUE · same community

4 bd · 3 ba · 2,750 sqft · $175/sqft · 30 DOM

105 BLANCO DRIVESold · Mar ’26

$490,000

105 BLANCO DRIVE · same community

4 bd · 3 ba · 2,678 sqft · $183/sqft · 73 DOM

62 VIRGINIA AVENUESold · Sep ’25

$545,000

62 VIRGINIA AVENUE · same community

4 bd · 3 ba · 3,030 sqft · $180/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 122 LOS ARBOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 122 LOS ARBOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

122 LOS ARBOR DRIVE FAQs

What would the monthly payment be for 122 LOS ARBOR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,889/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 122 LOS ARBOR DRIVE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 122 LOS ARBOR DRIVE?+

The most recent tax bill on record (2025) was $6,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 122 LOS ARBOR DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $499,000, this home is listed about 31% above the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 122 LOS ARBOR DRIVE?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6407218.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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