David Ramirez
$849,990$869,9905 bd2.5 ba2,864 sqft$297 /sqft$5,567 /mo all-in ↓

761 N BELFAST PLACE, CHULUOTA, FL, 32766

Active78 days on marketListed May 21, 2026MLS #O6407185

Reduced $20KSingle Family ResidenceKILLALOE BY THE LAKE

About this home

761 N BELFAST PLACE

Classic Country Charm, tucked inside one of Chuluota's most sought-after lake communities. This MOVE-IN READY Cape Cod residence sits on just over an acre of mature, tree-lined property with deeded access to Lake Pickett, one of Central Florida's most pristine private lakes. The streets here are quiet. The neighbors wave. And the only sound at night is the kind of silence buyers drive an hour to find. This 5-bedroom, 2.5-bath home offers 2,864 square feet of living space wrapped in the character that most modern homes simply lack. The wide covered front porch sets the tone before you even step inside. Once through the door, warm hardwood-look tile flooring, crown molding, and a sun-filled layout designed for real family living greet you at every turn. The heart of the home is the main living area, anchored by a wood-burning fireplace and framed by views of the brick paver patio and sprawling backyard beyond. French doors connect the kitchen and dining area to the outdoors effortlessly, made for the kind of easy Florida living this neighborhood was built around. The kitchen delivers with shaker cabinetry, dark granite countertops, and stainless steel appliances with walk-in pantry/utility room. The primary suite is on the main floor, offering the privacy and separation that busy professionals need. The ensuite bath is the standout of the home: a freestanding clawfoot soaking tub, a walk-in tile shower, double vanities, and the kind of quiet that makes mornings feel intentional. Also on the main floor, a dedicated home office and a generous flex room give you the space to work, create, or simply stop converting the dining room into something it was never meant to be. A stunning staircase with warm wood treads and classic balusters rises to the second floor, a statement piece that earns every inch. Upstairs, four additional bedrooms with room for every child, every guest, and every stage of family life, each benefiting from treetop views and natural light that only a lot like this can provide. Outside, the story is the land. Over an acre of usable property in a neighborhood where lots like this are increasingly rare. Room for a pool. Room to breathe. And Lake Pickett access steps away for kayaking, fishing, and unhurried evenings on the water. Located within Seminole County's top-rated school district, minutes from downtown Oviedo's dining and shopping, and with quick access to SR 417 connecting you to Orlando, Lake Nona, and the airport in under 30 minutes.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,864

Sqft

1 ac

Lot size

2

Garage

1999

Year built

Two

Levels

$297

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Skylight(s) · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Guest · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$120/mo
Taxes (2024)$4,577/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Deed Restrictions

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,567 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2024 actual bill$381
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,999
Interest rate6.00%
Loan term

Estimated payment

$5,567/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$381
HOA / condo fee$120
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$473KedgeAI estimate $558,560 · range $493K$613K$884K

vs edgeAI estimate

+52.2%

$/sqft vs Chuluota actives

$297 vs $307

Days on market

78 vs 56 typical

Where $297/sqft sits among the 18 Chuluota actives

6
6 · this home
2
2
1
1
$147–272$272–396$396–521$521–645$645–770$770+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chuluota

Map of 761 N BELFAST PLACE

Drive times from this address

Downtown Orlando34 min
Orlando Int’l Airport (MCO)43 min
Universal Orlando47 min
Walt Disney World59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Chuluota. See the full Chuluota guide →

CHULUOTA 32766 — neighborhood snapshot

Population

15,966

Median age

42.2

Median income

$146,215

Median home value

$529,600

Avg household

3.18

Households w/ children

2,393

For the school run

Seminole County School District

ElementaryWalker Elementary School★★★★
MiddleChiles Middle School★★★★
HighHagerty High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Chuluota market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$584K$735K

Chuluota median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

11 of 18

Chuluota actives have cut their price

Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the CHULUOTA 32766 median. See the full Chuluota market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,990 $20K
May 21, 2026Listed at $869,990 · 78 days on market since
1999Built · KILLALOE BY THE LAKE

Reality check

What actually sold near 761 N BELFAST PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2220 KILDARE DRIVESold · Mar ’26

$849,000

2220 KILDARE DRIVE · same community

4 bd · 3 ba · 2,525 sqft · $336/sqft · 9 DOM

1041 S BELFAST PLACESold · Apr ’26

$1,070,000

1041 S BELFAST PLACE · same community

4 bd · 3 ba · 3,397 sqft · $315/sqft · 14 DOM

881 S BELFAST PLACESold · Jul ’26

$805,000

881 S BELFAST PLACE · same community

4 bd · 3.5 ba · 3,858 sqft · $209/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 761 N BELFAST PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 761 N BELFAST PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

761 N BELFAST PLACE FAQs

What would the monthly payment be for 761 N BELFAST PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,567/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 761 N BELFAST PLACE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 761 N BELFAST PLACE?+

The most recent tax bill on record (2024) was $4,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 761 N BELFAST PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Chuluota?+

At $849,990, this home is listed about 14% below the Chuluota median of $985,000. The market section on this page shows how the area is trending.

Which schools are assigned to 761 N BELFAST PLACE?+

Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,990 runs 28% above the CHULUOTA 32766 median.

02Strong assigned schools

Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $869,990, now $849,990 — a $20K cut. The full history is in the market section below.

Listing courtesy of THE AGENCY FL · Omar Cotto. MLS #O6407185.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Chuluota homes, in your inbox

Like 761 N BELFAST PLACE but not quite? A daily digest of every new listing in Chuluota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 9:06 AM UTC. The listing information on this page last changed on August 7, 2026 at 9:06 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 9:06 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 9:06 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.