738 CREST PINES DRIVE UNIT 728, ORLANDO, FL, 32828
Active84 days on marketListed May 11, 2026MLS #O6406825
About this home
738 CREST PINES DRIVE UNIT 728
RECENTLY UPDATED — BRAND-NEW FLOORING THROUGHOUT & FRESH MODERN FINISHES. LOCATION, LOCATION, LOCATION! Exceptional opportunity to own a spacious and beautifully updated 3-bedroom, 2-bathroom second-floor residence in the heart of East Orlando, one of the city's fastest-growing and most desirable areas for both homeowners and investors. With $1,900/month in market rental potential, this property works as an investment, a starter home, or a smart purchase for parents securing housing for a college student. Ideally located just minutes from Waterford Lakes Town Center and only 8 minutes from the University of Central Florida (UCF)—the second-largest university in the United States— Also a few miles from Valencia College, Full Sail University, Rollins College. With immediate access to SR-408 and SR-417, you're just 8 minutes from UCF, 15 minutes from Downtown Orlando, 18 minutes from Orlando International Airport, 25 minutes from Universal Orlando, and only minutes from Waterford Lakes Town Center, Publix, Walmart, Target, Sprouts, Home Depot, Lowe's, restaurants, banks, pharmacies, and countless shopping and entertainment options Only unit in Building 738 featuring a brand new floors and fully upgraded kitchen with high-quality solid wood cabinetry and premium granite countertops installed less than a year ago, setting it apart from neighboring units with builder-grade finishes. Residents enjoy excellent amenities including a swimming pool, fitness center, barbecue areas, and a playground, all within a community served by highly rated schools. Properties that combine premium upgrades, an unbeatable location, and outstanding investment potential at this price point are rare and are also a great starter home —don't miss the opportunity to make this exceptional home yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,187
Sqft
0.28 ac
Lot size
1998
Year built
Three Or More
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Orlando actives
$230 vs $251
Days on market
84 vs 40 typical
Where $230/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 738 CREST PINES DRIVE UNIT 728
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$225,000
12264 SHADY SPRING WAY UNIT 104
2 bd · 2.5 ba · 1,260 sqft · $179/sqft · 109 DOM
Sold · Mar ’26$275,000
12344 SHADY SPRING WAY UNIT 106
2 bd · 2.5 ba · 1,260 sqft · $218/sqft · 5 DOM
Sold · May ’26$252,000
12380 SHADY SPRING WAY UNIT 105
2 bd · 2.5 ba · 1,260 sqft · $200/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 738 CREST PINES DRIVE UNIT 728 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 738 CREST PINES DRIVE UNIT 728 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
738 CREST PINES DRIVE UNIT 728 FAQs
What would the monthly payment be for 738 CREST PINES DRIVE UNIT 728?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,518/mo — principal and interest, the actual property-tax bill, the $338/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 738 CREST PINES DRIVE UNIT 728?+
The association fee works out to $338 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 738 CREST PINES DRIVE UNIT 728?+
The most recent tax bill on record (2025) was $3,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 738 CREST PINES DRIVE UNIT 728?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $272,900, this home is listed about 31% below the Orlando median of $394,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the ORLANDO 32828 market on paper
$272,900 is 38% below the ORLANDO 32828 median of $439,495, and at $230/sqft it sits under the Orlando average of $264.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
84 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ESTATES · Andreina Restrepo Russa Pa. MLS #O6406825.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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