
3955 OAK HOLLOW AVENUE, VERO BEACH, FL, 32966
Active91 days on marketListed May 11, 2026MLS #O6406658
About this home
3955 OAK HOLLOW AVENUE
2023 construction + Pool/Spa + 3 car Garage! This home offers 2,158 sq ft of modern living with an open floor plan, high ceilings, modern finishes, and lots of natural light. Gourmet kitchen features quartz counters, large island, stainless appliances, and upgraded cabinetry. Spacious primary suite with walk-in closet and spa-style bath. Fully fenced yard, screened lanai and low HOA. Located in a gated community, minutes to shopping, dining, and beaches. This home is move-in ready and impeccably maintained.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,158
Sqft
0.28 ac
Lot size
3
Garage
2023
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,862 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,862/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$324 vs $248
Days on market
91 vs 58 typical
Where $324/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hollow Estates
Get to know Vero Beach. See the full Vero Beach guide →
Oak Hollow Estates — neighborhood snapshot
Population
90
Median age
50
Median income
$122,727
Median home value
$472,000
Avg household
3
Households w/ children
9%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
48 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the VERO BEACH 32966 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3955 OAK HOLLOW AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$3,140,000
13505 SW 37th Pl, Davie FL 33330 · same community
4 bd · 4.5 ba · 4,484 sqft · $700/sqft · 11 DOM
Sold · Jun ’26$388,500
2794 W Brookfield Way, Vero Beach FL 32966
3 bd · 2 ba · 2,116 sqft · $184/sqft · 10 DOM
Sold · Jul ’26$389,000
3266 Sussex Way, Vero Beach FL 32966
3 bd · 2 ba · 2,241 sqft · $174/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3955 OAK HOLLOW AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3955 OAK HOLLOW AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3955 OAK HOLLOW AVENUE FAQs
What would the monthly payment be for 3955 OAK HOLLOW AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,862/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3955 OAK HOLLOW AVENUE?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3955 OAK HOLLOW AVENUE?+
The most recent tax bill on record (2025) was $6,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3955 OAK HOLLOW AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $699,000, this home is listed about 55% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3955 OAK HOLLOW AVENUE?+
Dodgertown Elementary School (elementary), Storm Grove Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Joanne Otero. MLS #O6406658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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