10 PACIFIC STREET, ST AUGUSTINE, FL, 32084
Active70 days on marketListed May 13, 2026MLS #O6406626
About this home
10 PACIFIC STREET
Welcome to PACIFIC COVE a group of three renovated and well appointed homes located at 8 Pacific Street; 10 Pacific Street and 9 Venancio Street in St Augustine's uptown Historic District. Location, Location, Location, these homes offer the perfect location, to explore the Historic District and the comforts of home when you return. The large outdoor area is perfect for gatherings in your private resort setting. A great opportunity to secure three adjoining properties with not only resort rental income but the flexibility of transitioning to other business uses. . Don' t miss this rare opportunity!!
Facts & features
The home at a glance
7
Bedrooms
3.5
Bathrooms
3,543
Sqft
0.26 ac
Lot size
4
Garage
1925
Year built
Multi/Split
Levels
$437
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,756 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,756/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$437 vs $240
Days on market
70 vs 39 typical
Where $437/sqft sits among the 179 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 179
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 366% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 PACIFIC STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 PACIFIC STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 PACIFIC STREET FAQs
What would the monthly payment be for 10 PACIFIC STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 PACIFIC STREET?+
The most recent tax bill on record (2025) was $19,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 PACIFIC STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $1,550,000, this home is listed about 252% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10 PACIFIC STREET?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,550,000 runs 366% above the ST AUGUSTINE 32084 median — but at 3,543 sqft it's also nearly twice the size of the typical St Augustine listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,650,000, now $1,550,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROMAN'S PRO REALTY LLC · Petie Bilyk. MLS #O6406626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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