180 DOLPHIN STREET SE, PALM BAY, FL, 32909
Active79 days on marketListed May 18, 2026MLS #O6406565
About this home
180 DOLPHIN STREET SE
Step into this like-new 2021 concrete-block home featuring 4 bedrooms, 2 baths, and 1,893 sq ft of beautifully designed living space. The desirable split floor plan offers privacy and functionality, while the open layout centers around a spacious kitchen island and stone countertops, creating the perfect hub for family gatherings and entertaining. Enjoy the elegance of a formal dining room, ideal for hosting holidays and special occasions. The primary suite delivers comfort with a large walk-in closet, double vanity, and a sleek walk-in shower. Convenience continues with indoor laundry, modern finishes throughout, and a truly turnkey presentation. Situated on a nice lot with an open back porch, this home offers a peaceful outdoor space for morning coffee or evening relaxation. Centrally located near schools, shopping, and just minutes from I-95, this home blends comfort, style, and accessibility in one exceptional package.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,893
Sqft
0.24 ac
Lot size
2
Garage
2021
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Palm Bay actives
$188 vs $209
Days on market
79 vs 44 typical
Where $188/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $363K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
92 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 338% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 180 DOLPHIN STREET SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$300,000
171 KNIGHT STREET SE · same community
4 bd · 2 ba · 1,830 sqft · $164/sqft · 0 DOM
Sold · Feb ’26$349,995
3286 Jupiter Boulevard SW # 71, Palm Bay FL 32909 · same community
4 bd · 2 ba · 1,820 sqft · $192/sqft · 136 DOM
Sold · Sep ’25$205,000
398 CARIBBEAN STREET SE · same community
4 bd · 2 ba · 1,786 sqft · $115/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 180 DOLPHIN STREET SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 DOLPHIN STREET SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
180 DOLPHIN STREET SE FAQs
What would the monthly payment be for 180 DOLPHIN STREET SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 180 DOLPHIN STREET SE?+
The most recent tax bill on record (2025) was $4,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $355,000, this home is priced right at the Palm Bay median.
Which schools are assigned to 180 DOLPHIN STREET SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Sandy Wiedman. MLS #O6406565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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