3325 10TH LANE W, PALMETTO, FL, 34221
Active89 days on marketListed May 9, 2026MLS #O6406527
About this home
3325 10TH LANE W
Welcome to this beautifully updated end-unit townhome in Riverbay, where luxury, space, and convenience come together perfectly. With over 2,600 square feet of living space, this exceptional residence offers plenty of room to relax, entertain, and enjoy the Florida lifestyle. As an end unit, this home is filled with extra natural light thanks to additional windows, while also allowing refreshing breezes to flow throughout the home. Inside, you’ll find an impressive list of modern updates and high-end upgrades, including beautiful wood flooring, renovated bathrooms, an upgraded laundry room, and a stunning designer kitchen. The gourmet kitchen is a chef’s dream, featuring brand-new stainless steel appliances, a double oven, and stylish finishes that combine elegance with functionality. Retreat to the luxurious primary suite, where the spa-inspired bathroom showcases high-end marble finishes and a sleek seamless glass shower, creating a true private retreat. Perfectly located near some of the area’s top destinations, you’re just minutes from Ellenton Premium Outlets for premier shopping and dining. Enjoy the vibrant atmosphere of Bradenton Riverwalk with its waterfront restaurants, boutiques, and community events, or explore the scenic beauty of Emerson Point Preserve, offering nature trails, kayaking, and breathtaking water views. And when it’s time for a beach day, the world-famous shores of Anna Maria Island are just a short drive away, where you can enjoy stunning Gulf beaches and unforgettable sunsets. With its premium end-unit location, upscale upgrades, and unbeatable proximity to shopping, dining, nature, and beaches, this townhome truly offers the best of Florida living. Schedule your private showing today—this Riverbay gem won’t last long!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,604
Sqft
0.07 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$111
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,964 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,964/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs Palmetto actives
$111 vs $209
Days on market
89 vs 55 typical
Where $111/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverbay Townhomes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riverbay Townhomes — neighborhood snapshot
Population
381
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
221 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3325 10TH LANE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
1009 34TH DRIVE W · same community
4 bd · 3.5 ba · 2,604 sqft · $121/sqft · 67 DOM
Sold · Mar ’26$340,000
1018 34TH DRIVE W · same community
4 bd · 3.5 ba · 2,604 sqft · $131/sqft · 9 DOM
Sold · Apr ’26$335,000
3324 10TH LANE
4 bd · 3.5 ba · 2,604 sqft · $129/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3325 10TH LANE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3325 10TH LANE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3325 10TH LANE W FAQs
What would the monthly payment be for 3325 10TH LANE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,964/mo — principal and interest, the actual property-tax bill, the $427/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3325 10TH LANE W?+
The association fee works out to $427 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3325 10TH LANE W?+
The most recent tax bill on record (2025) was $6,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3325 10TH LANE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $289,900, this home is listed about 27% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3325 10TH LANE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6406527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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