David Ramirez
$1,895,000$2,075,0002 bd2 ba2,304 sqft$822 /sqft$14,941 /mo all-in ↓

311 E MORSE BOULEVARD UNIT 1-3, WINTER PARK, FL, 32789

Active76 days on marketListed May 8, 2026MLS #O6406368

Reduced $180KWaterfrontCondominiumWHISPERING WATERS/PHILLIPS CIRCLE REP

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

About this home

311 E MORSE BOULEVARD UNIT 1-3

Enjoy the Winter Park lifestyle in this beautifully renovated 2-bedroom, 2-bath lakefront condo offering 2,304 square feet in the heart of downtown Winter Park. Located on the second floor of Building 1, this light-filled residence was extensively remodeled in 2023 with an open floor plan and raised ceiling heights that give the home an airy, comfortable feel throughout. The spacious living room and kitchen take full advantage of the breathtaking views of Lake Osceola, while two fireplaces—one in the living room and another in the primary bedroom—add warmth and character to the space. The kitchen has been updated with white cabinetry, stainless steel appliances, double ovens, induction cooktop, tile backsplash, center island, and wine/beverage refrigerator. Formal living and dining spaces offer plenty of room for entertaining, and the oversized entertainment room off the primary bedroom features a closet and separate entry, making it a great option for a third bedroom, media room, or home office. The primary suite offers a walk-in closet and en-suite bathroom with a shower and dual sinks. The secondary bedroom includes two closets along with a separate alcove ideal for a reading nook or office space. A Florida room, currently used as a storage room, features brick flooring. Other highlights include plantation shutters throughout, beautiful exposed beams, additional storage closet in the garage, and two designated parking spaces in the covered garage. Residents enjoy a community pool, gated underground parking with elevator access, and an unbeatable location just steps from Park Avenue’s shops, restaurants, museums, and seasonal events. A rare opportunity to enjoy spacious lakefront living in one of Winter Park’s most desirable communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,304

Sqft

0 ac

Lot size

2

Garage

1960

Year built

One

Levels

$822

Per sqft

WaterfrontFireplaceWater view55+ communityPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Deeded · Garage Door Opener · Guest · Under Building · Underground
ExteriorIrrigation System · Lighting · Sidewalk · Storage

Community & fees

HOA fee$2,471/mo
Taxes (2025)$16,493/yr
PetsYes
CommunityWaterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,941 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property tax — 2025 actual bill$1,374
Condo fee — from the listing$2,471
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,500
Interest rate6.00%
Loan term

Estimated payment

$14,941/mo

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property taxes (actual bill)$1,374
HOA / condo fee$2,471
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$822 vs $343

Days on market

76 vs 34 typical

Where $822/sqft sits among the 316 Winter Park actives

120
79
46
28
17 · this home
26
$151–289$289–428$428–566$566–704$704–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 311 E MORSE BOULEVARD UNIT 1-3

Drive times from this address

Downtown Orlando11 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

147 of 316

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,895,000 $180K
May 8, 2026Listed at $2,075,000 · 76 days on market since
1960Built · WHISPERING WATERS/PHILLIPS CIRCLE REP

Reality check

What actually sold near 311 E MORSE BOULEVARD UNIT 1-3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

311 E MORSE BOULEVARD UNIT 2 - 5Sold · May ’26

$1,969,000

311 E MORSE BOULEVARD UNIT 2 - 5 · same community

2 bd · 2 ba · 1,900 sqft · $1,036/sqft · 101 DOM

451 FAIRFAX AVE.Sold · Nov ’25

$879,000

451 FAIRFAX AVE.

3 bd · 3 ba · 2,227 sqft · $395/sqft · 5 DOM

3223 MIDDLESEX ROADSold · Mar ’26

$1,466,580

3223 MIDDLESEX ROAD

3 bd · 3 ba · 2,159 sqft · $679/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 311 E MORSE BOULEVARD UNIT 1-3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 311 E MORSE BOULEVARD UNIT 1-3 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

311 E MORSE BOULEVARD UNIT 1-3 FAQs

What would the monthly payment be for 311 E MORSE BOULEVARD UNIT 1-3?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,941/mo — principal and interest, the actual property-tax bill, the $2,471/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 311 E MORSE BOULEVARD UNIT 1-3?+

The association fee works out to $2,471 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 311 E MORSE BOULEVARD UNIT 1-3?+

The most recent tax bill on record (2025) was $16,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 311 E MORSE BOULEVARD UNIT 1-3?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $1,895,000, this home is listed about 202% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 311 E MORSE BOULEVARD UNIT 1-3?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,895,000 runs 123% above the WINTER PARK 32789 median — but at 2,304 sqft it's also 27% larger than the typical Winter Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,471/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

76 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Megan Cross. MLS #O6406368.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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