1120 SPOTTED SANDPIPER LOOP, WINTER SPRINGS, FL, 32708
Active78 days on marketListed May 8, 2026MLS #O6406154
About this home
1120 SPOTTED SANDPIPER LOOP
4/3.5, 2 Car Garage, Three Story Town Home, Covered Front Porch, Floor One: Garage & Front Entry, Bedroom with On-Suite Bathroom. Floor Two: Living Room and Dining Room Combo, Large Gourmet Kitchen with Breakfast Bar with Stainless Steel Appliances: Fridge, Glass Top Stove, Double Oven, Microwave & Dishwasher, & Half Bathroom, Floor Three: Master Bedroom with Walk In Closet and Master Bathroom has Dual Vanity, Third and Fourth Bedroom with Jack and Jill Bathroom with Dual Vanity, Inside Utility Room with Washer & Dryer HooksUps, Tile, Wood & Carpet Throughout Home, No Pets, NO SMOKING, Lawn Care Included through HOA, Year Built 2021, 2359 Sq Ft
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,359
Sqft
0.03 ac
Lot size
2
Garage
2021
Year built
Three Or More
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Springs actives
$1 vs $240
Days on market
78 vs 38 typical
Where $1/sqft sits among the 137 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
WINTER SPRINGS 32708 — neighborhood snapshot
Population
48,034
Median age
41.6
Median income
$87,889
Median home value
$352,600
Avg household
2.49
Households w/ children
5,301
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$420K → $462K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
89 of 137
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 SPOTTED SANDPIPER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$485,000
461 DIAMOND DOVE COVE · same community
4 bd · 3.5 ba · 2,348 sqft · $207/sqft · 8 DOM
Sold · Mar ’26$489,500
1266 SPOTTED SANDPIPER LOOP · same community
4 bd · 3.5 ba · 2,348 sqft · $208/sqft · 259 DOM
Sold · Mar ’26$488,000
427 DIAMOND DOVE COVE · same community
4 bd · 3.5 ba · 2,344 sqft · $208/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 SPOTTED SANDPIPER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 SPOTTED SANDPIPER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1120 SPOTTED SANDPIPER LOOP FAQs
What would the monthly payment be for 1120 SPOTTED SANDPIPER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1120 SPOTTED SANDPIPER LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $3,095, this home is listed about 99% below the Winter Springs median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1120 SPOTTED SANDPIPER LOOP?+
Winter Springs Elementary School (elementary), Milwee Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER SPRINGS 32708 market on paper
$3,095 is 99% below the WINTER SPRINGS 32708 median of $374,900, and at $1/sqft it sits under the Winter Springs average of $244.
02Time on market is leverage
78 days on market against a Winter Springs median of 38 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $3,245, now $3,095 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LEGENDS REALTY · Tina Lopez. MLS #O6406154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Springs homes, in your inbox
Like 1120 SPOTTED SANDPIPER LOOP but not quite? A daily digest of every new listing in Winter Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →