David Ramirez
Short-Term Rental Eligible
$469,900$489,0005 bd3 ba2,264 sqft$208 /sqft$3,753 /mo all-in ↓

3044 CAMINO REAL DRIVE S, KISSIMMEE, FL, 34744

Active98 days on marketListed May 7, 2026MLS #O6406104

Reduced $19KSingle Family ResidenceVILLA SOL PH 2 VILLAGE 3

About this home

3044 CAMINO REAL DRIVE S

Huge Price Improvement!!! Seller will assist with $5000 closing costs. Home is vacant and is also available for Rent. This spacious 5-bedroom, 3 full bath home in the sought-after gated community of Villa Sol offers the perfect combination of energy efficiency, flexible living space, and convenience. Gated resort-style living just minutes from Lake Nona, Medical City, and Orlando International Airport. A rare opportunity at an exceptional value, this beautifully maintained 2,264 sq ft residence includes a FULLY PAID-OFF SOLAR PANEL SYSTEM. Energy-efficient home with 36 Solar panels — a major added value that can save homeowners up to approximately $350 to $500 monthly on utility costs, with electric bills averaging around only $90/month. Enjoy energy efficiency, lower monthly expenses, and peace of mind from day one. The low HOA fee adds even more value by including ground maintenance, cable TV, and high-speed internet, making this home as cost-effective as it is beautiful. Inside, you’ll find a thoughtfully upgraded interior with modern finishes and an open-concept layout designed for today’s lifestyle. The chef-inspired kitchen is the heart of the home, featuring elegant Quartz countertops, stainless steel appliances, 42” soft-close cabinetry, and abundant space for entertaining. High ceilings and natural light create a bright and welcoming atmosphere throughout. A convenient first-floor bedroom and full bath provide ideal flexibility for guests, multigenerational living, or a home office. Upstairs, the spacious primary suite serves as a private retreat with beautifully updated bathrooms designed with comfort and style in mind. Residents enjoy access to resort-style amenities, a clubhouse, sparkling swimming pool, fitness center, playgrounds, basketball and tennis courts, scenic walking and biking trails, and direct water access to East Lake Tohopekaliga. Perfectly located with easy access to Orlando International Airport, world-famous theme parks, premier shopping, dining, and entertainment, this home is ideal as a primary residence, vacation property, or investment opportunity. The United States Tennis Association (USTA) is also nearby. Unbeatable location, new expanding roadways, and incredible monthly savings — this exceptional home truly has it all. Floor plan available. If you’ve been searching for space, efficiency, and location in one of Central Florida’s most convenient gated communities, this home is a must-see. Short-term rentals are allowed. "Perfect 1031 exchange Opportunity for investors - Fully Paid Solar panels- Turnkey." Easy to show vacant home.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,264

Sqft

0.15 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$208

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Solar Hot Water · Solar Hot Water Owned · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Brick · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · On Street
ExteriorFire Pit · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2025)$5,505/yr
PetsYes
CommunityPublic Boat Ramp · Water Access · Deed Restrictions · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Solar · Sprinkler Meter · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,753 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$459
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,753/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$459
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$208 vs $209

Days on market

98 vs 55 typical

Where $208/sqft sits among the 400 Kissimmee actives

78
128 · this home
104
46
15
29
$151–181$181–211$211–241$241–271$271–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Villa Sol, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVilla Sol
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price5.4%
Homes for rent right now993

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Villa Sol

Map of 3044 CAMINO REAL DRIVE S inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)17 min
Universal Orlando27 min
Walt Disney World28 min
Downtown Orlando28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Villa Sol is a short-term-rental community. See the full guide →

Villa Sol — neighborhood snapshot

Population

1,540

Median age

38

Median income

$91,875

Median home value

$380,400

Avg household

3

Households w/ children

204

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
HighGateway High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

188 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,900 $19K
May 7, 2026Listed at $489,000 · 98 days on market since
2005Built · VILLA SOL PH 2 VILLAGE 3

Reality check

What actually sold near 3044 CAMINO REAL DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2988 MARBELLA DRIVESold · Jun ’26

$460,000

2988 MARBELLA DRIVE · same community

4 bd · 2 ba · 2,160 sqft · $213/sqft · 27 DOM

2903 SERA BELLA WAYSold · Apr ’26

$525,000

2903 SERA BELLA WAY

4 bd · 3 ba · 2,280 sqft · $230/sqft · 3 DOM

2958 SERA BELLA WAYSold · Jul ’26

$505,000

2958 SERA BELLA WAY

4 bd · 2.5 ba · 2,280 sqft · $221/sqft · 191 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3044 CAMINO REAL DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3044 CAMINO REAL DRIVE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3044 CAMINO REAL DRIVE S FAQs

What would the monthly payment be for 3044 CAMINO REAL DRIVE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,753/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3044 CAMINO REAL DRIVE S?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3044 CAMINO REAL DRIVE S?+

The most recent tax bill on record (2025) was $5,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3044 CAMINO REAL DRIVE S be rented short-term?+

Yes — this home sits inside Villa Sol, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3044 CAMINO REAL DRIVE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $469,900, this home is listed about 24% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3044 CAMINO REAL DRIVE S?+

East Lake Elementary School (elementary), Gateway High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,900 runs 24% above the KISSIMMEE 34744 median — but at 2,264 sqft it's also 25% larger than the typical Kissimmee listing.

02Zoned for nightly rentals

Villa Sol is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $489,000, now $469,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CLASSIC · Georgie Ishaq. MLS #O6406104.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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