David Ramirez
$667,000$683,0004 bd3 ba2,533 sqft$263 /sqft$4,734 /mo all-in ↓

10174 MALLARD LANDINGS WAY, ORLANDO, FL, 32832

Active72 days on marketListed May 28, 2026MLS #O6406057

Reduced $16KPrivate poolSingle Family ResidenceNORTH SHORE AT LAKE HART

Come see it

Upcoming open house

Sun, Aug 9

1:00 PM – 3:00 PM

Gated community, please txt agent Gabriella @ 321-303- 9694for gate code Refreshments will be served

About this home

10174 MALLARD LANDINGS WAY

Price Improvement!!!! Seller Motivated...Experience resort-style living in this stunning 4-bedroom, 3-bath home featuring an open-concept layout and pristine tile flooring throughout. The thoughtful three-way split floor plan includes a private mother-in-law suite with a dedicated bathroom that serves as a convenient cabana bath. The primary suite is a true retreat, offering two walk-in closets—one with custom built-ins—along with a soaking tub, separate shower, double vanities, and an adjacent bonus room perfect for a nursery, home gym, office, or playroom. The kitchen is a chef's delight, boasting 42-inch solid wood cabinetry, a lazy-susan, stainless steel appliances, and an oversized breakfast bar that opens to the great room. The formal living and dining rooms are versatile to suit your lifestyle. Step outside to a private backyard oasis designed for year-round entertaining, featuring a propane-heated saltwater pool and spa, a built-in fire pit, and a fully equipped summer kitchen with a brand new grill and dual bar fridges and integrated speakers. Notable upgrades include a 2020 roof, 2017 HVAC, 2020 water heater, and a 2019 lanai extension. Residents of Northshore at Lake Hart enjoy an impressive array of amenities including an 18-hole golf course, driving range, resort-style pool, fitness center, tennis courts, basketball court, 2 dog parks, community dock overlooking Lake Hart, playground, and scenic walking paths, all within a beautifully maintained gated community. Ideally located just minutes from Orlando International Airport, Walt Disney World Resort, and Universal Orlando Resort, this home offers convenient access to all the best of Central Florida, including world-class entertainment, dining, and shopping, while still enjoying a peaceful, nature-filled setting. This is a rare opportunity to own a move-in-ready home in one of Orlando’s most desirable communities. Call for a private viewing before its too late.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,533

Sqft

0.21 ac

Lot size

2

Garage

2006

Year built

One

Levels

$263

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorDog Run · Irrigation System · Outdoor Grill · Outdoor Kitchen · Rain Barrel/Cistern(s) · Rain Gutters

Community & fees

HOA fee$194/mo
Taxes (2025)$6,374/yr
PetsYes
CommunityDock · Fishing · Water Access

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Propane · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,734 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,599
PMI (est., until 20% equity)$250
Property tax — 2025 actual bill$531
HOA fee — from the listing$194
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,700
Interest rate6.00%
Loan term

Estimated payment

$4,734/mo

Principal & interest$3,599
PMI (est., until 20% equity)$250
Property taxes (actual bill)$531
HOA / condo fee$194
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $667K
$540KedgeAI estimate $961,357 · range $562K$717K$746K

vs edgeAI estimate

−30.6%

$/sqft vs Orlando actives

$263 vs $251

Days on market

72 vs 42 typical

Where $263/sqft sits among the 400 Orlando actives

118
125 · this home
84
32
10
31
$151–212$212–273$273–333$333–394$394–455$455+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Shore At Lake Hart

Map of 10174 MALLARD LANDINGS WAY inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)20 min
Downtown Orlando24 min
Walt Disney World31 min
Universal Orlando32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

North Shore At Lake Hart — neighborhood snapshot

Population

2,994

Median age

46

Median income

$133,169

Median home value

$459,658

Avg household

3

Households w/ children

390

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★
MiddleInnovation Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

180 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $667,000 $16K
May 28, 2026Listed at $683,000 · 72 days on market since
2006Built · NORTH SHORE AT LAKE HART

Reality check

What actually sold near 10174 MALLARD LANDINGS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9608 OSPREY LANDING DRIVESold · Nov ’25

$625,000

9608 OSPREY LANDING DRIVE · same community

4 bd · 3 ba · 2,436 sqft · $257/sqft · 4 DOM

10227 SANDY MARSH LANESold · Jun ’26

$670,000

10227 SANDY MARSH LANE · same community

5 bd · 3 ba · 2,910 sqft · $230/sqft · 15 DOM

10045 AUTUMN CREEK LANESold · Aug ’25

$500,000

10045 AUTUMN CREEK LANE · same community

4 bd · 2 ba · 2,028 sqft · $247/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10174 MALLARD LANDINGS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10174 MALLARD LANDINGS WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10174 MALLARD LANDINGS WAY FAQs

What would the monthly payment be for 10174 MALLARD LANDINGS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,734/mo — principal and interest, the actual property-tax bill, the $194/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10174 MALLARD LANDINGS WAY?+

The association fee works out to $194 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10174 MALLARD LANDINGS WAY?+

The most recent tax bill on record (2025) was $6,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10174 MALLARD LANDINGS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $667,000, this home is listed about 69% above the Orlando median of $394,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10174 MALLARD LANDINGS WAY?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$667,000 runs 59% above the ORLANDO 32832 median — but at 2,533 sqft it's also 58% larger than the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $683,000, now $667,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of UNITED REAL ESTATE PREFERRED · Gabriella Nystrom. MLS #O6406057.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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