David Ramirez
$238,990$259,9903 bd2 ba1,350 sqft$177 /sqft$1,990 /mo all-in ↓

957 PEARLWOOD LOOP, EAGLE LAKE, FL, 33839

Active74 days on marketListed May 7, 2026MLS #O6405953

Priced 14% below the EAGLE LAKE 33839 medianReduced $21KNew constructionSingle Family ResidenceVILLAGE AT WINDSOR RESERVE

About this home

957 PEARLWOOD LOOP

Virtually Staged. Pre-Construction. To be built. Stanley Martin presents affordable single-family homes at the Village at Windsor Reserve in Eagle Lake, Florida: an ideal combination of affordable living and an exceptional location near Highway 17, Lake McLeod, and Eagle Lake. Just four miles from vibrant downtown Winter Haven and a 15-minute drive from Legoland, this community offers easy access to Orlando attractions in less than an hour. Outdoor enthusiasts can enjoy options like boating, kayaking, and fishing on the Polk County Chain of Lakes. Featured in this community, the Juniper home seamlessly blends modern design with practical living. With four bedrooms, a well-appointed dual-sink bathroom, a large master suite, and an inviting open-concept kitchen and dining area, it focuses on comfort and convenience. Additionally, the home features a large garage and a covered outdoor lanai. Discover the perfect combination of affordability and style in this dream home. Step inside the Quest single-family home, a thoughtfully designed residence that maximizes both comfort and efficiency. Spanning 1,350 square feet, the open floor plan seamlessly connects the kitchen, dining room, and great room, creating an inviting space perfect for family gatherings or entertaining guests. Sliding glass doors lead from the great room to a rear patio, ideal for outdoor grilling and enjoying the Florida sunshine. The primary suite, tucked away for privacy, features a large window that bathes the room in natural light, while the en-suite bathroom boasts a walk-in shower, dual vanity, and a spacious walk-in closet. Two additional bedrooms down the hall share a full bath, ensuring privacy for everyone while also being accessible for guests. With three elevation options available for this value-packed home, the Quest offers ample opportunities for personalization to suit your style. The home includes two garage spaces, providing convenience and additional storage. This is more than just a house; it’s a place where memories will be made and cherished. Don’t miss out on this incredible opportunity to own a beautiful home in a vibrant community. Contact us today to schedule an appointment and take the first step toward making this dream a reality. Your new life awaits! *Photos are from a similar home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,350

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

One

Levels

$177

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$47/mo
Taxes (2026)$3,249/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property tax — 2026 actual bill$271
HOA fee — from the listing$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,365
Interest rate6.00%
Loan term

Estimated payment

$1,990/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$271
HOA / condo fee$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $239K
$229KedgeAI estimate $252,510 · range $250K$259K$270K

vs edgeAI estimate

−5.4%

$/sqft vs VILLAGE AT WINDSOR RESERVE

$177 vs $173

Days on market

74 vs 17 typical

Where $177/sqft sits among the 8 homes for sale in VILLAGE AT WINDSOR RESERVE

3
1
1
1 · this home
0
2
$154–161$161–168$168–174$174–181$181–188$188+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 957 PEARLWOOD LOOP

Drive times from this address

Walt Disney World57 min
Downtown Tampa58 min
Orlando Int’l Airport (MCO)68 min
Universal Orlando71 min

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

7 of 8

VILLAGE AT WINDSOR RESERVE have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $238,990 $21K
May 7, 2026Listed at $259,990 · 74 days on market since
2025Built · VILLAGE AT WINDSOR RESERVE

Reality check

What actually sold near 957 PEARLWOOD LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

886 PEBBLE CREST LANESold · Jan ’26

$253,000

886 PEBBLE CREST LANE · same community

3 bd · 2 ba · 1,350 sqft · $187/sqft · 18 DOM

894 PEBBLE CREST LANESold · Oct ’25

$249,990

894 PEBBLE CREST LANE · same community

3 bd · 2 ba · 1,350 sqft · $185/sqft · 75 DOM

945 PEARLWOOD LOOPSold · Feb ’26

$265,000

945 PEARLWOOD LOOP · same community

3 bd · 2 ba · 1,589 sqft · $167/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 957 PEARLWOOD LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 957 PEARLWOOD LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

957 PEARLWOOD LOOP FAQs

What would the monthly payment be for 957 PEARLWOOD LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,990/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 957 PEARLWOOD LOOP?+

The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 957 PEARLWOOD LOOP?+

The most recent tax bill on record (2026) was $3,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 957 PEARLWOOD LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $238,990, this home is listed about 18% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 957 PEARLWOOD LOOP?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the EAGLE LAKE 33839 market on paper

$238,990 is 14% below the EAGLE LAKE 33839 median of $279,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

74 days on market against a Eagle Lake median of 17 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $259,990, now $238,990 — a $21K cut. The full history is in the market section below.

Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6405953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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