477 SAYRE ROAD SW, PALM BAY, FL, 32908
Active92 days on marketListed May 7, 2026MLS #O6405856
About this home
477 SAYRE ROAD SW
Pre-Construction. To be built. Live in one side. Rent the other. And get up to $11,000 in closing costs assistance. The Sandy model is a 3-bedroom, 3-bath, 2,475 sq ft STEEL-FRAME home built with a fully integrated MIL suite. Giving you the ability to live on one side while generating rental income from the other. With Palm Bay rental rates running $1,200–$1,800/month for a private suite, your mortgage works for you from day one. And to make getting here even easier, the builder is contributing up to $11,000 toward your closing costs when using builder's preferred lender. Why steel frame changes everything: With steel frame construction, the framing of the home is fire-resistant, mold-resistant, and termite-proof — three of the biggest insurance risk factors in Florida. That translates to lower homeowners insurance quotes, year after year. What you're getting inside: 1,830 sq ft of single-story living with 9-ft ceilings, full ceramic tile floors, quartz countertops with waterfall edge, 42" upper cabinets, stainless steel appliances, walk-in pantry, and an 8-ft statement front door. Open floor plan. 2-car garage. Built-in closets in every bedroom. Your monthly costs stay low: No HOA. Well water — no monthly water bill. Septic system. Better build. When you factor in rental income from the MIL suite, your out-of-pocket carrying cost on your new home becomes remarkably manageable. Construction-to-Perm and Cash purchases accepted. 7–9 month build timeline. Contact us today before its too late!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,830
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,580/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs PORT MALABAR UNIT 32
$205 vs $212
Days on market
92 vs 45 typical
Where $205/sqft sits among the 8 homes for sale in PORT MALABAR UNIT 32
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
2 of 8
PORT MALABAR UNIT 32 have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 698% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 477 SAYRE ROAD SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$349,000
280 Falls Church Street SW, Palm Bay FL 32908 · same community
4 bd · 2 ba · 1,846 sqft · $189/sqft · 152 DOM
Sold · Dec ’25$314,990
527 FALMOUTH STREET SW · same community
4 bd · 2 ba · 1,811 sqft · $174/sqft · 44 DOM
Sold · Dec ’25$319,990
1451 SCHMITT AVENUE SW · same community
3 bd · 2 ba · 1,811 sqft · $177/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 477 SAYRE ROAD SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 477 SAYRE ROAD SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
477 SAYRE ROAD SW FAQs
What would the monthly payment be for 477 SAYRE ROAD SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 477 SAYRE ROAD SW?+
The most recent tax bill on record (2025) was $558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $375,000, this home is listed about 6% above the Palm Bay median of $354,200. The market section on this page shows how the area is trending.
Which schools are assigned to 477 SAYRE ROAD SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Annie Resto. MLS #O6405856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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