10209 ANDOVER POINT CIRCLE, ORLANDO, FL, 32825
Active78 days on marketListed May 7, 2026MLS #O6405656
About this home
10209 ANDOVER POINT CIRCLE
One or more photo(s) has been virtually staged. Discover this upgraded 4-bedroom, 2-bathroom home, loaded with modern conveniences and stylish features! The freshly painted exterior and expanded driveway set the tone, complemented by hurricane shutters on all windows and doors, a new front door with a Ring camera, and a coded lock. Exterior highlights include gutters, pavers along the side for drainage, a stone walkway to the entry, 9 exterior cameras, and a fully fenced yard with a 10x18 shed on a concrete slab. Inside, tile flooring flows throughout the living area, leading to the fully remodeled kitchen. This chef's dream boasts quartz countertops, a brand-new gas range and refrigerator, ample cabinetry with under-cabinet lighting, a pot filler faucet, built-in trash bins, Lazy Susans, a USB outlet, and a stylish backsplash. The primary suite is a true retreat with a modern en-suite bath featuring a 2-person jacuzzi with built-in music, a dual-sink vanity with a defrosting lighted mirror, and a glass-enclosed shower with dual showerheads. A connected 4th bedroom offers flexibility as an office or nursery. The second bathroom boasts a dual-sink quartz vanity and a tub-shower combo. This home comes equipped with built-in speakers (including on the lanai), a Ring alarm system, a smart thermostat, an upgraded electrical panel, a whole-house generator, a propane tankless water heater and so much more. The community’s ideal location offers easy access to major highways, UCF, Downtown Orlando, and an array of shopping and dining options.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,997
Sqft
0.19 ac
Lot size
2
Garage
2003
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Orlando actives
$235 vs $239
Days on market
78 vs 34 typical
Where $235/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Andover Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Andover Lakes — neighborhood snapshot
Population
3,488
Median age
35
Median income
$89,861
Median home value
$355,700
Avg household
3
Households w/ children
489
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
147 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the ORLANDO 32825 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10209 ANDOVER POINT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$436,000
10232 ANDOVER POINT CIRCLE · same community
3 bd · 2 ba · 1,846 sqft · $236/sqft · 4 DOM
Sold · Jun ’26$562,779
8115 LAVA ROCK LANE
4 bd · 2 ba · 1,989 sqft · $283/sqft · 0 DOM
Sold · Oct ’25$448,000
4938 SWEET CEDAR CIRCLE
3 bd · 2 ba · 1,985 sqft · $226/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10209 ANDOVER POINT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10209 ANDOVER POINT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10209 ANDOVER POINT CIRCLE FAQs
What would the monthly payment be for 10209 ANDOVER POINT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,766/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10209 ANDOVER POINT CIRCLE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10209 ANDOVER POINT CIRCLE?+
The most recent tax bill on record (2025) was $7,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10209 ANDOVER POINT CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $469,000, this home is listed about 20% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10209 ANDOVER POINT CIRCLE?+
Andover Elementary (elementary), Odyssey Middle (middle), University High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$469,000 runs 30% above the ORLANDO 32825 median — but at 1,997 sqft it's also 26% larger than the typical Orlando listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
78 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Andover Elementary, Odyssey Middle, University High — Andover Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $479,000, now $469,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Wendy Duong. MLS #O6405656.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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