23 LONESOME PINE TRAIL, YALAHA, FL, 34797
Active78 days on marketListed May 6, 2026MLS #O6405475
About this home
23 LONESOME PINE TRAIL
Discover the perfect blend of peace, potential, and lake living with this charming 2-bedroom, 1-bath home located on a quiet dead-end street in the established Springs Bath & Yacht Club community. This home features solid bones and key updates, including a newer roof, newer A/C system, and energy-efficient double-pane windows—providing a strong foundation for your personal touches. The current layout also offers excellent potential to expand into a 3-bedroom, 2-bath home, adding both value and functionality. A 1-car garage and spacious lot provide additional flexibility for storage, parking, or future improvements. Being sold As-Is, this is a great opportunity for investors or buyers looking to create their own lake-area retreat. Residents have access to a private clubhouse on Lake Harris, a unique spring-fed pool that stays a refreshing 72 degrees year-round, and direct access to the lake via a private boat ramp, fishing pier. Whether you're looking for a primary residence, weekend getaway, or investment opportunity, this property offers incredible potential in a one-of-a-kind waterfront community.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,062
Sqft
0.24 ac
Lot size
1
Garage
1971
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
Days on market
78 vs 96 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Yalaha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Yalaha. See the full Yalaha guide →
YALAHA 34797 — neighborhood snapshot
Population
1,142
Median age
71.5
Median income
$127,616
Median home value
$387,700
Avg household
1.96
Households w/ children
68%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Yalaha market
$521K → $342K
Yalaha median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Yalaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the YALAHA 34797 median. See the full Yalaha market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23 LONESOME PINE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 LONESOME PINE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23 LONESOME PINE TRAIL FAQs
What would the monthly payment be for 23 LONESOME PINE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,775/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23 LONESOME PINE TRAIL?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23 LONESOME PINE TRAIL?+
The most recent tax bill on record (2025) was $3,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 LONESOME PINE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Yalaha?+
At $199,000, this home is listed about 35% below the Yalaha median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23 LONESOME PINE TRAIL?+
Leesburg High School (high), Oak Park Middle School (middle), Leesburg Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX 200 REALTY · Mike Rance. MLS #O6405475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Yalaha homes, in your inbox
Like 23 LONESOME PINE TRAIL but not quite? A daily digest of every new listing in Yalaha — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →