4460 MARSH HARBOR DRIVE, TAVARES, FL, 32778
Active51 days on marketListed Jun 4, 2026MLS #O6405350
About this home
4460 MARSH HARBOR DRIVE
Click the Virtual Tour link to view the 3D walkthrough. Single-story home featuring an open floor plan designed for comfortable living and easy flow. A welcoming living and dining area greets you at the entry, leading into a spacious great room with high ceilings that opens to the kitchen with an eat-in space. The primary suite offers a private retreat with a full bathroom and walk-in closet. An additional room provides flexibility for a home office or bonus space. Enjoy a fenced backyard with a small patio, perfect for relaxing or entertaining. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,495
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs Tavares actives
$180 vs $193
Days on market
51 vs 40 typical
Where $180/sqft sits among the 248 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
119 of 248
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 4460 MARSH HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$290,000
4401 ABACO DRIVE · same community
4 bd · 2 ba · 2,168 sqft · $134/sqft · 77 DOM
Sold · Apr ’26$344,900
4471 MARSH HARBOR DRIVE · same community
3 bd · 2 ba · 2,081 sqft · $166/sqft · 19 DOM
Sold · Dec ’25$350,000
2457 MARTINS RUN
4 bd · 2.5 ba · 2,547 sqft · $137/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4460 MARSH HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4460 MARSH HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4460 MARSH HARBOR DRIVE FAQs
What would the monthly payment be for 4460 MARSH HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4460 MARSH HARBOR DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4460 MARSH HARBOR DRIVE?+
The most recent tax bill on record (2025) was $2,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4460 MARSH HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $449,500, this home is listed about 36% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4460 MARSH HARBOR DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Farid Premjee. MLS #O6405350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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