975 CROSS CUT WAY, LONGWOOD, FL, 32750
Active87 days on marketListed May 8, 2026MLS #O6405290
About this home
975 CROSS CUT WAY
One or more photo(s) has been virtually staged. All new price! Best deal around. Tucked away on a quiet cul-de-sac in the sought-after Hidden Oak Estates community of Longwood, this wonderful four-bedroom, 2.5-bath home has a primary bedroom upstairs and another downstairs. Both have huge closets. The spacious floor plan offers formal living and dining rooms that are all open to the family room, perfect for everyday living and entertaining alike. The spacious eat-in kitchen has a great layout and a cozy view of the family room with its wood-burning fireplace. New water heater and new plumbing throughout. The seller has a quote and will credit the buyer for the cost of roof replacement at closing. Main living areas have new luxury vinyl tile floors, vaulted ceilings and French doors. All naturally light and bright with tons of windows. Along the back of the house is a glassed-in (with screens) covered porch with a wet bar and plenty of space for play, ping pong or homeschooling. The backyard is quite large with plenty of room to add a pool. Ideally in the heart of Longwood, this home is just minutes from top-rated Seminole County schools, Orlando Health South Seminole Hospital, AdventHealth Hospital, shopping and dining and the lovely Historic Downtown Longwood. Close-by recreation includes Reiter, Big Tree and Wekiva Springs Parks and the Aiguille Rock Climbing Center. Commuters will appreciate being only five minutes from the SunRail station and about 10 minutes to State Road 417 and Interstate 4. Start your next chapter in this lovely home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,289
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.3%
$/sqft vs Longwood actives
$211 vs $241
Days on market
87 vs 31 typical
Where $211/sqft sits among the 163 Longwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hidden Oak Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Longwood. See the full Longwood guide →
Hidden Oak Estates — neighborhood snapshot
Population
1,566
Median age
39
Median income
$98,462
Median home value
$314,000
Avg household
3
Households w/ children
178
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longwood market
$465K → $538K
Longwood median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
81 of 163
Longwood actives have cut their price
Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the LONGWOOD 32750 median. See the full Longwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 975 CROSS CUT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$485,000
848 BUCKSAW PLACE · same community
4 bd · 2.5 ba · 2,289 sqft · $212/sqft · 80 DOM
Sold · Apr ’26$485,000
413 LOBLOLLY COURT · same community
4 bd · 2.5 ba · 2,289 sqft · $212/sqft · 0 DOM
Sold · Aug ’25$455,000
983 BUCKSAW PLACE · same community
4 bd · 2.5 ba · 2,289 sqft · $199/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 975 CROSS CUT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 975 CROSS CUT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
975 CROSS CUT WAY FAQs
What would the monthly payment be for 975 CROSS CUT WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,851/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 975 CROSS CUT WAY?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 975 CROSS CUT WAY?+
The most recent tax bill on record (2025) was $7,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 975 CROSS CUT WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longwood?+
At $484,000, this home is listed about 6% above the Longwood median of $457,450. The market section on this page shows how the area is trending.
Which schools are assigned to 975 CROSS CUT WAY?+
Lyman High School (high), Greenwood Lakes Middle School (middle), Highlands Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$484,000 runs 34% above the LONGWOOD 32750 median — but at 2,289 sqft it's also 24% larger than the typical Longwood listing.
02Time on market is leverage
87 days on market against a Longwood median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lyman High School, Greenwood Lakes Middle School, Highlands Elementary School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $505,000, now $484,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Jan Walker. MLS #O6405290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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