David Ramirez
$1,245,000$1,299,0003 bd2 ba1,781 sqft$699 /sqft$7,593 /mo all-in ↓

10304 KINGFISHER ROAD W, BRADENTON, FL, 34209

Active90 days on marketListed May 6, 2026MLS #O6405276

Reduced $54KWaterfrontPrivate poolSingle Family ResidenceFLAMINGO CAY SECOND UNIT

About this home

10304 KINGFISHER ROAD W

Completely rebuilt from the studs out, 10304 Kingfisher Road W is a fully permitted, canal-front masterpiece in Flamingo Cay, one of Bradenton's most coveted waterfront communities. With 1,781 square feet of meticulously redesigned living space, 3 bedrooms, 2 spa-quality bathrooms, a 2-car garage with side entry, a brand-new pool & spa, and a private dock with canal access, this home delivers the complete Florida waterfront lifestyle with new-construction peace of mind. Every system is new - electrical, plumbing, metal roof, HVAC, & tankless water heater. All permits pulled. Nothing to do but arrive. From the moment you walk in, the design commands attention. Porcelain tile plank flooring flows through every room, signature teal interior doors carry a bold coastal identity, and a sweeping open floor plan connects kitchen, living, and dining seamlessly. Walls of sliding glass frame a direct view of the pool, spa, and sparkling canal beyond. The great room features a dramatic teal shiplap feature wall with custom floating shelves, built-in entertainment center, and a dedicated beverage bar with wine cooler, marble countertops, cedar shiplap backsplash & LED-lit cabinetry - designed equally for quiet evenings in and effortless entertaining. The kitchen is a genuine chef's showpiece with dual islands - one with a gas cooktop, fluted panel detail & bar seating for four; the second with a prep sink & additional workspace - finished in custom gray shaker cabinetry, thick marble countertops, a professional range hood, open wood shelving & designer teal globe pendants. Under-cabinet lighting, custom tile backsplash & premium appliances complete a kitchen that sets this home apart from anything else in the neighborhood. The primary suite leads to a spa-caliber en-suite with a freestanding soaking tub in its own tiled alcove, a dual rain-head walk-in shower wrapped in floor-to-ceiling designer tile, a double vanity with marble countertops, smart bidet toilet & brushed nickel fixtures. The second full bath matches the same elevated standard - glass-enclosed shower, marble vanity, smart toilet & designer tile throughout. No builder-grade finishes anywhere in this home. Outside, a brand-new pool & heated spa sit center stage on a paver deck within a screened lanai, open to the waterway. A private dock provides direct canal access to Palma Sola Bay & the Gulf - perfect for kayaking, fishing, or a boat day on the water. The two-car garage with side entry & epoxy floors is a genuine rarity in Flamingo Cay, where most homes offer a single car or carport. Add a dedicated laundry room & abundant storage and this home lives larger than its square footage suggests. No HOA and no rental restrictions make this an exceptional income opportunity - similar homes in Flamingo Cay are generating up to $10,000/month during peak summer season as short-term rentals, making this equally compelling as a snowbird retreat or a high-performing investment property. Live in it part of the year, rent it the rest, and let the waterfront do the work for you. Just minutes from the world-class beaches of Anna Maria Island, top waterfront dining & IMG Academy - this is a rare chance to own a fully rebuilt, move-in ready waterfront home, priced to move, in one of Manatee County's most desirable neighborhoods. Whether you're searching for your forever home, a seasonal escape, or a income-producing asset, 10304 Kingfisher Road W delivers on all fronts.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,781

Sqft

0.24 ac

Lot size

2

Garage

1968

Year built

One

Levels

$699

Per sqft

Private poolWaterfront

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2024)$2,977/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,593 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,718
PMI (est., until 20% equity)$467
Property tax — 2024 actual bill$248
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,500
Interest rate6.00%
Loan term

Estimated payment

$7,593/mo

Principal & interest$6,718
PMI (est., until 20% equity)$467
Property taxes (actual bill)$248
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$576KedgeAI estimate $778,388 · range $600K$908K$1.3M

vs edgeAI estimate

+59.9%

$/sqft vs Bradenton actives

$699 vs $249

Days on market

90 vs 55 typical

Where $699/sqft sits among the 400 Bradenton actives

163
138
59
27
5
8 · this home
$126–226$226–326$326–426$426–527$527–627$627+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flamingo Cay

Map of 10304 KINGFISHER ROAD W inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Flamingo Cay — neighborhood snapshot

Population

262

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

7%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 370% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,245,000 $54K
May 6, 2026Listed at $1,299,000 · 90 days on market since
1968Built · FLAMINGO CAY SECOND UNIT

Reality check

What actually sold near 10304 KINGFISHER ROAD W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10432 SANDPIPER ROAD WSold · Sep ’25

$965,000

10432 SANDPIPER ROAD W · same community

3 bd · 2 ba · 1,763 sqft · $547/sqft · 116 DOM

10419 SPOONBILL ROAD WSold · Dec ’25

$1,150,000

10419 SPOONBILL ROAD W · same community

3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM

10427 SPOONBILL ROAD WSold · Jan ’26

$735,000

10427 SPOONBILL ROAD W · same community

2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10304 KINGFISHER ROAD W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10304 KINGFISHER ROAD W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10304 KINGFISHER ROAD W FAQs

What would the monthly payment be for 10304 KINGFISHER ROAD W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10304 KINGFISHER ROAD W?+

The most recent tax bill on record (2024) was $2,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $1,245,000, this home is listed about 219% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10304 KINGFISHER ROAD W?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,245,000 runs 370% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,299,000, now $1,245,000 — a $54K cut. The full history is in the market section below.

Listing courtesy of PROPERTY LOGIC RE · Alex Quezada. MLS #O6405276.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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