3 LANCASTER LANE, NORTH PORT, FL, 34286
Active86 days on marketListed May 5, 2026MLS #O6405189
About this home
3 LANCASTER LANE
Pre-Construction. To be built. Live in one side. Rent the other. And get up to $11,000 in closing costs assistance. The Sandy model is a 3-bedroom, 3-bath, 2,475 sq ft STEEL-FRAME home built with a fully integrated MIL suite. Giving you the ability to live on one side while generating rental income from the other. With Palm Bay rental rates running $1,200–$1,800/month for a private suite, your mortgage works for you from day one. And to make getting here even easier, the builder is contributing up to $11,000 toward your closing costs when using builder's preferred lender. Why steel frame changes everything: With steel frame construction, the framing of the home is fire-resistant, mold-resistant, and termite-proof — three of the biggest insurance risk factors in Florida. That translates to lower homeowners insurance quotes, year after year. What you're getting inside: 1,830 sq ft of single-story living with 9-ft ceilings, full ceramic tile floors, quartz countertops with waterfall edge, 42" upper cabinets, stainless steel appliances, walk-in pantry, and an 8-ft statement front door. Open floor plan. 2-car garage. Built-in closets in every bedroom. Your monthly costs stay low: No HOA. Well water — no monthly water bill. Septic system. Better build. When you factor in rental income from the MIL suite, your out-of-pocket carrying cost on your new home becomes remarkably manageable. Construction-to-Perm and Cash purchases accepted. 7–9 month build timeline. Contact us today before its too late!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,830
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs PORT CHARLOTTE SUB 09
$197 vs $214
Days on market
86 vs 48 typical
Where $197/sqft sits among the 16 homes for sale in PORT CHARLOTTE SUB 09
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
5 of 16
PORT CHARLOTTE SUB 09 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1100% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 LANCASTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$349,000
2779 FLAGAMI LANE · same community
4 bd · 3 ba · 1,827 sqft · $191/sqft · 17 DOM
Sold · May ’26$349,000
2767 FLAGAMI LANE · same community
4 bd · 3 ba · 1,827 sqft · $191/sqft · 7 DOM
Sold · Sep ’25$337,030
2665 ENSENADA LANE · same community
3 bd · 2 ba · 1,835 sqft · $184/sqft · 565 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 LANCASTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 LANCASTER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3 LANCASTER LANE FAQs
What would the monthly payment be for 3 LANCASTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 LANCASTER LANE?+
The most recent tax bill on record (2025) was $758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $359,900, this home is listed about 7% above the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3 LANCASTER LANE?+
Cranberry Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Annie Resto. MLS #O6405189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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