
36245 E SPRING LAKE BOULEVARD, FRUITLAND PARK, FL, 34731
Active88 days on marketListed May 6, 2026MLS #O6405141
About this home
36245 E SPRING LAKE BOULEVARD
TRUE LAKEFRONT LIVING ON A RARE 0.81-ACRE DOUBLE LOT WITH APPROXIMATELY 360 FEET OF COMBINED LAKE AND CANAL FRONTAGE! Welcome to one of the most unique waterfront properties in Central Florida. Situated on Little Lake Tryon, this beautifully refreshed modern farmhouse offers water views from multiple sides of the property, exceptional privacy, and NO HOA restrictions. Set on a 0.81-acre double lot surrounded by water views, this unique property features approximately 360 feet of combined lake and canal frontage, creating an exceptional outdoor setting that is difficult to find. Inside, you’ll find 3 bedrooms, a flexible bonus room, 2 bathrooms, and an open-concept floor plan designed for comfortable living and entertaining. The heart of the home features a stunning 13-foot quartz waterfall island with a centered gas range, a butler’s pantry with wine cooler, premium porcelain flooring, and a modern electric fireplace. The spacious primary suite offers a huge walk-in closet, smart mirror, and a spa-inspired LED rain shower. Step outside and enjoy your own private Florida retreat featuring a sparkling pool, pergola with swing, fire pit, covered patio pre-plumbed for a future summer kitchen, and plenty of space to relax while taking in the peaceful waterfront scenery. A fishing boat is included, allowing you to enjoy lake life from day one. Recent improvements include interior and exterior paint, flooring, kitchen and bath enhancements, pool equipment and lighting, smart locks, and more. HVAC was replaced in 2023. Conveniently located just minutes from The Villages, shopping, dining, golf, and everyday conveniences. The property also appraised above the current asking price, creating an outstanding opportunity for the next owner. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,987
Sqft
0.81 ac
Lot size
2
Garage
1963
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,886 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,886/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs Fruitland Park actives
$272 vs $180
Days on market
88 vs 32 typical
Where $272/sqft sits among the 64 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$36,240/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,905/mo median
Live Fruitland Park rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Spring Lake is a short-term-rental community. See the full guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$316K → $370K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
28 of 64
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 36245 E SPRING LAKE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$307,000
36149 E SPRING LAKE BOULEVARD · same community
3 bd · 2 ba · 1,956 sqft · $157/sqft · 6 DOM
Sold · May ’26$355,000
1310 ARLINGTON STREET · same community
4 bd · 2 ba · 1,726 sqft · $206/sqft · 6 DOM
Sold · Feb ’26$212,000
2050 SPRING LAKE ROAD
4 bd · 3 ba · 2,002 sqft · $106/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 36245 E SPRING LAKE BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36245 E SPRING LAKE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
36245 E SPRING LAKE BOULEVARD FAQs
What would the monthly payment be for 36245 E SPRING LAKE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 36245 E SPRING LAKE BOULEVARD?+
The most recent tax bill on record (2025) was $3,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 36245 E SPRING LAKE BOULEVARD be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 36245 E SPRING LAKE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $539,990, this home is listed about 54% above the Fruitland Park median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 36245 E SPRING LAKE BOULEVARD?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$539,990 runs 80% above the FRUITLAND PARK 34731 median — but at 1,987 sqft it's also 16% larger than the typical Fruitland Park listing.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
88 days on market against a Fruitland Park median of 32 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $549,999, now $539,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NOVA REAL ESTATE SERVICES INC · Laila Veronez Da Silva. MLS #O6405141.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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