123 W CAMINO LANE, CITRUS SPRINGS, FL, 34434
Active94 days on marketListed May 11, 2026MLS #O6405115
About this home
123 W CAMINO LANE
Virtually Staged. Welcome to this beautifully maintained home, offering the perfect blend of comfort and the ultimate Florida lifestyle. Situated on a generously sized homesite, this charming 3-bedroom, 2-bathroom residence features 1,622 square feet of thoughtfully designed living space—but the real magic happens out back. Step outside to your private, screened-in pool, the perfect centerpiece for a backyard retreat. Whether you’re hosting summer BBQs or enjoying a quiet morning swim, the oversized lot ensures added privacy and plenty of room to roam. Built in 2002, this home offers a well-appointed layout with ample natural light and a seamless flow for entertaining. Don’t miss your chance to own your own piece of paradise. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,355 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs CITRUS SPGS UNIT 05
$184 vs $182
Days on market
94 vs 85 typical
Where $184/sqft sits among the 15 homes for sale in CITRUS SPGS UNIT 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $263K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
10 of 15
CITRUS SPGS UNIT 05 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 897% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 W CAMINO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$250,000
8312 N PITCAIRN WAY · same community
4 bd · 2.5 ba · 1,551 sqft · $161/sqft · 241 DOM
Sold · Dec ’25$264,000
158 E RUNIC LANE · same community
3 bd · 2 ba · 1,695 sqft · $156/sqft · 17 DOM
Sold · Apr ’26$263,000
9575 N LANGDON ROAD · same community
3 bd · 2 ba · 1,540 sqft · $171/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 W CAMINO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 W CAMINO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 W CAMINO LANE FAQs
What would the monthly payment be for 123 W CAMINO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,355/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 W CAMINO LANE?+
The most recent tax bill on record (2025) was $3,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $299,000, this home is listed about 9% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 123 W CAMINO LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,000 runs 897% above the CITRUS SPRINGS 34434 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $325,000, now $299,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED REAL ESTATE BROKERS · David Cortez. MLS #O6405115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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