David Ramirez
$1,299,000$1,399,0005 bd4.5 ba4,345 sqft$299 /sqft$8,889 /mo all-in ↓

15554 PANTHER LAKE DRIVE, WINTER GARDEN, FL, 34787

Active88 days on marketListed May 14, 2026MLS #O6405046

Reduced $100KPrivate poolFully furnishedSingle Family ResidenceLAKESHORE PRESERVE PH 1

About this home

15554 PANTHER LAKE DRIVE

Welcome to 15554 Panther Lake Dr, a beautifully maintained residence located in the highly desirable Winter Garden community of Lakeshore Preserve. This spacious two-story 4345 sq ft home offers 5 bedrooms and 4.5 bathrooms with a thoughtfully designed layout that combines comfort, functionality, and style. One of the home’s standout features is the presence of two primary suites; one conveniently located on the first floor and another upstairs, providing exceptional flexibility for multigenerational living, guests, or private retreats.This exceptional home is being offered fully furnished, providing a truly move-in-ready opportunity. The open-concept living spaces are filled with natural light and designed for both everyday living and entertaining. With the kitchen connecting seamlessly to the dining and great room areas, this charming layout is perfect for hosting friends and family. After dinner, step outside to your own private backyard retreat, where the pool, fountains, fire pit, and outdoor entertaining areas create the perfect setting to enjoy Florida living year-round. Adding to the home’s appeal, it is equipped with a radiant barrier designed to help improve energy efficiency and reduce cooling costs, a valuable feature for enhanced comfort and long-term savings in the Florida climate. The home also brandishes spacious secondary bedrooms, abundant storage, a 2-car garage, and a meticulously maintained interior that reflects true pride of ownership throughout. One of this home's greatest features is its unbeatable location for families. Panther Lake Elementary School, a highly rated A school, is just behind the home, while Horizon High School is directly across the street. It's a rare opportunity to enjoy the convenience of top-rated schools just steps from your front door. Ideally situated just minutes from shopping and dining at Hamlin Town Center, major highways, and Walt Disney World Resort, this home offers both convenience and an exceptional lifestyle. Residents of Lakeshore Preserve enjoy resort-style amenities including a community pool, clubhouse, fitness center, playground, and scenic access to Panther Lake. A rare opportunity to own a spacious pool home with a flexible floor plan in one of Winter Garden’s most sought-after communities.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,345

Sqft

0.16 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$299

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesNortheast
ExteriorFire Pit · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$363/mo
Taxes (2025)$10,439/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,889 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$870
HOA fee — from the listing$363
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,889/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$870
HOA / condo fee$363
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,549,002 · range $1.4M$1.7M$1.8M

vs edgeAI estimate

−16.1%

$/sqft vs LAKESHORE PRESERVE PH 1

$299 vs $281

Days on market

88 vs 40 typical

Where $299/sqft sits among the 9 homes for sale in LAKESHORE PRESERVE PH 1

1
2
3
1 · this home
1
1
$229–249$249–269$269–289$289–309$309–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village F

Map of 15554 PANTHER LAKE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World14 min
Universal Orlando31 min
Downtown Orlando31 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village F — neighborhood snapshot

Population

8,788

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

1,130

For the school run

Orange County School District

HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★
ElementaryPanther Lake Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$620K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

4 of 9

LAKESHORE PRESERVE PH 1 have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 145% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $100K
May 14, 2026Listed at $1,399,000 · 88 days on market since
2018Built · LAKESHORE PRESERVE PH 1

Reality check

What actually sold near 15554 PANTHER LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15732 SHOREBIRD LANESold · Dec ’25

$1,070,000

15732 SHOREBIRD LANE · same community

5 bd · 4.5 ba · 3,881 sqft · $276/sqft · 256 DOM

8901 LAKESHORE POINTE DRIVESold · Apr ’26

$786,000

8901 LAKESHORE POINTE DRIVE · same community

4 bd · 3.5 ba · 3,272 sqft · $240/sqft · 11 DOM

8836 LAKESHORE POINTE DRIVESold · Dec ’25

$1,095,000

8836 LAKESHORE POINTE DRIVE · same community

4 bd · 3.5 ba · 3,104 sqft · $353/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15554 PANTHER LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15554 PANTHER LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

15554 PANTHER LAKE DRIVE FAQs

What would the monthly payment be for 15554 PANTHER LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,889/mo — principal and interest, the actual property-tax bill, the $363/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15554 PANTHER LAKE DRIVE?+

The association fee works out to $363 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15554 PANTHER LAKE DRIVE?+

The most recent tax bill on record (2025) was $10,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15554 PANTHER LAKE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $1,299,000, this home is listed about 122% above the Winter Garden median of $584,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15554 PANTHER LAKE DRIVE?+

Horizon High School (high), Water Spring Middle School (middle), Panther Lake Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,299,000 runs 145% above the WINTER GARDEN 34787 median — but at 4,345 sqft it's also nearly twice the size of the typical Winter Garden listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

88 days on market against a Winter Garden median of 40 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Horizon High School, Water Spring Middle School, Panther Lake Elementary — Horizon High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,399,000, now $1,299,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Marie Helen Ledbetter. MLS #O6405046.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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