David Ramirez
$799,9002 bd2 ba2,330 sqft$343 /sqft$5,129 /mo all-in ↓

18 VIP ISLAND B, GRANT, FL, 32949

Active79 days on marketListed May 5, 2026MLS #O6404968

WaterfrontSingle Family ResidenceV I P VACATION ISLAND PLAYGROUND SEC 1

About this home

18 VIP ISLAND B

This VIP Island retreat offers a rare opportunity at true boat-access-only living -- and yes, the boat is included. Rebuilt from the ground up in 2019, the home was designed for effortless waterfront living with elevated finishes, low-maintenance materials, and unforgettable river views. Upstairs, walls of glass open to composite decks wrapping three sides of the home, creating the perfect setting for morning sunrises, grilling dinners, and breezy island days. The kitchen brings the wow factor with soft-close cabinetry, a copper sink, and beautiful countertops, while the primary suite feels like a private spa with dual vessel sinks, river rock flooring, and an oversized shower. Downstairs offers a guest suite, secondary living area, office, laundry, and storage. With motorized shades, split A/C systems, foam insulation, first-level decking, vinyl seawall, kayak rack, private dock, & 6,000-lb boat lift, this is island living without the hassle!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,330

Sqft

0.14 ac

Lot size

2001

Year built

Two

Levels

$343

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · High Ceilings · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingOther · Zoned
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionOther
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony

Community & fees

Taxes (2024)$4,238/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,129 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property tax — 2024 actual bill$353
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,990
Interest rate6.00%
Loan term

Estimated payment

$5,129/mo

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property taxes (actual bill)$353
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Grant

Map of 18 VIP ISLAND B

Get to know Grant. See the full Grant guide →

GRANT 32949 — neighborhood snapshot

Population

2,821

Median age

56.7

Median income

$126,146

Median home value

$497,200

Avg household

2.7

Households w/ children

155

For the school run

Brevard County School District

ElementarySunrise Elementary School★★★★★
HighBayside High School★★★★★
MiddleStone Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Grant market

$590K$663K

Grant median sold, yr/yr

Median sold price, Grant, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% above the GRANT 32949 median. See the full Grant market guide →

Paper trail

This home's history

May 5, 2026Listed at $799,900 · 79 days on market since
2001Built · V I P VACATION ISLAND PLAYGROUND SEC 1

Reality check

What actually sold near 18 VIP ISLAND B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18 VIP ISLAND BSold · Aug ’25

$750,000

18 VIP ISLAND B · same community

2 bd · 2 ba · 2,100 sqft · $357/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18 VIP ISLAND B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18 VIP ISLAND B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

18 VIP ISLAND B FAQs

What would the monthly payment be for 18 VIP ISLAND B?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,129/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18 VIP ISLAND B?+

The most recent tax bill on record (2024) was $4,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18 VIP ISLAND B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Grant?+

At $799,900, this home is listed about 3% above the Grant median of $775,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18 VIP ISLAND B?+

Sunrise Elementary School (elementary), Bayside High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$799,900 runs 91% above the GRANT 32949 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

79 days on market against a Grant median of 1 — sellers in this position are usually ready to negotiate.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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