David Ramirez
$550,0004 bd3 ba2,712 sqft$203 /sqft$4,106 /mo all-in ↓

3632 CRESWICK CIRCLE, ORLANDO, FL, 32829

Active76 days on marketListed May 5, 2026MLS #O6404682

Single Family ResidenceVICTORIA LNDGS

About this home

3632 CRESWICK CIRCLE

Energy-efficient, family-friendly home with pond views! This 4-bedroom, 3 full bath home features an open floor plan with vaulted ceilings and a versatile loft bedroom complete with bonus room, private bath, and extra closet space, ideal for guests, teens, private home office, or multigenerational living. Enjoy peaceful pond views out back and everyday convenience with a sprinkler system and water softener. Designed for smart, sustainable living, the home includes solar panels, tinted windows for cooling efficiency, and a SolarEdge EV charger connected to the solar system for free electric vehicle charging. The new roof installed in 2024, and the A/C unit replaced in 2022 adds long-term value, and the Ring security system adds peace of mind. Prepared for storm season, the Tesla battery backup system powers the owner's suite, loft, and refrigerator during power outages, so you're covered when it matters most. Conveniently located near schools, shopping, and major highways, this home perfectly blends comfort, efficiency, and resilience.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,712

Sqft

0.2 ac

Lot size

2

Garage

2012

Year built

Two

Levels

$203

Per sqft

Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener
ExteriorSidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$40/mo
Taxes (2025)$5,104/yr
PetsBreed Restrictions
CommunityCommunity Mailbox · Playground

Utilities & systems

UtilitiesPublic · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,106 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$425
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,106/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$425
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$478KedgeAI estimate $562,861 · range $498K$595K$619K

vs edgeAI estimate

−2.3%

$/sqft vs Orlando actives

$203 vs $240

Days on market

76 vs 34 typical

Where $203/sqft sits among the 400 Orlando actives

111
128 · this home
98
29
7
27
$137–201$201–264$264–328$328–391$391–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3632 CRESWICK CIRCLE

Drive times from this address

Downtown Orlando17 min
Orlando Int’l Airport (MCO)18 min
Walt Disney World41 min

Get to know Orlando. See the full Orlando guide →

ORLANDO 32829 — neighborhood snapshot

Population

20,123

Median age

35.1

Median income

$94,138

Median home value

$348,800

Avg household

3.06

Households w/ children

3,004

For the school run

Orange County School District

ElementaryPinar Elementary★★★★★
MiddleLiberty Middle★★★★★
HighColonial High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

144 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ORLANDO 32829 median. See the full Orlando market guide →

Paper trail

This home's history

May 5, 2026Listed at $550,000 · 76 days on market since
2012Built · VICTORIA LNDGS

Reality check

What actually sold near 3632 CRESWICK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4034 CRESWICK CIRCLESold · Jul ’26

$445,000

4034 CRESWICK CIRCLE · same community

3 bd · 2 ba · 2,009 sqft · $222/sqft · 19 DOM

10026 MALMSBURY ROADSold · Mar ’26

$425,000

10026 MALMSBURY ROAD · same community

3 bd · 2 ba · 1,730 sqft · $246/sqft · 0 DOM

5225 WALNUT RIDGE DRIVESold · Mar ’26

$525,000

5225 WALNUT RIDGE DRIVE

4 bd · 2.5 ba · 2,790 sqft · $188/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3632 CRESWICK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3632 CRESWICK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3632 CRESWICK CIRCLE FAQs

What would the monthly payment be for 3632 CRESWICK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,106/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3632 CRESWICK CIRCLE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3632 CRESWICK CIRCLE?+

The most recent tax bill on record (2025) was $5,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3632 CRESWICK CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $550,000, this home is listed about 41% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3632 CRESWICK CIRCLE?+

Pinar Elementary (elementary), Liberty Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 38% above the ORLANDO 32829 median — but at 2,712 sqft it's also 72% larger than the typical Orlando listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

76 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Sunny Arriaga. MLS #O6404682.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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