
3108 TROY DRIVE, ORLANDO, FL, 32806
Active74 days on marketListed May 12, 2026MLS #O6404678
About this home
3108 TROY DRIVE
Virtually Staged. Nestled along the tranquil shores of Lake Pineloch in one of Orlando’s most beloved established neighborhoods, this exceptional waterfront residence offers a rare opportunity to experience timeless charm, privacy, and the very best of Central Florida living. Welcome to 3108 Troy Drive, located in the highly sought-after Skycrest community within Orlando’s coveted 32806 zip code. Skycrest is treasured for its quiet, tree-lined streets, beautifully maintained mid-century homes, and strong sense of community. Many homes here are lovingly held for generations, making opportunities to purchase within the neighborhood exceptionally rare. Residents enjoy exclusive access to private lakefront amenities including a community boat ramp, dock, picnic grounds, and playground, all set against the scenic backdrop of Lake Pineloch. Positioned on nearly half an acre, this stunning three-bedroom, two-bathroom home blends classic architectural character with modern comfort. A beautiful tile roof and manicured landscaping create unforgettable curb appeal, while the spacious interior is filled with warmth, natural light, and captivating lake views throughout. Step through the welcoming foyer where a striking decorative stone wall sets the tone for the home’s inviting design. The cozy living room offers the perfect place to relax, while the thoughtfully designed kitchen serves as the heart of the home with custom cabinetry, generous workspace, and a stylish bar area ideal for entertaining family and friends. The kitchen opens seamlessly into an expansive family room where oversized windows frame breathtaking water views and create a bright, airy atmosphere. The private primary suite serves as a peaceful retreat, complete with serene backyard and lake views, a spacious walk-in closet, and the perfect setting to enjoy quiet mornings overlooking the water. Every bedroom features walk-in closets, providing abundant storage, while one guest bedroom offers its own private exterior access for added flexibility and convenience. Outside, the property transforms into a true waterfront oasis. The sprawling backyard leads to a substantial dock and a charming tile-roofed pavilion designed for unforgettable evenings by the lake. Spend your days boating, kayaking, paddleboarding, or fishing directly from your backyard, then unwind with spectacular sunset views reflecting across the water each evening. Beyond the property itself, the location is simply unmatched. Skycrest offers the rare balance of peaceful residential living while remaining just minutes from Downtown Orlando, Orlando Health, Wadeview Park, Delaney Park, Lake Eola, and the vibrant dining and shopping districts along South Orange Avenue. The home is also zoned for highly regarded Pershing K-8 School and Boone High School — home of the Braves. With convenient access to major roadways, Orlando International Airport, and world-renowned destinations including Walt Disney World, Universal Orlando Resort, and SeaWorld Orlando, this extraordinary property offers an unmatched lifestyle where tranquility, recreation, and city convenience come together beautifully. Experience elegant lakefront living in one of Orlando’s most treasured neighborhoods — a rare and timeless place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,307
Sqft
0.47 ac
Lot size
2
Garage
1965
Year built
One
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,724 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,724/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.9%
$/sqft vs Orlando actives
$381 vs $239
Days on market
74 vs 34 typical
Where $381/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Skycrests
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Skycrests — neighborhood snapshot
Population
368
Median age
38
Median income
$85,036
Median home value
$282,600
Avg household
2
Households w/ children
26%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3108 TROY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$390,000
3256 WICKERSHAM COURT · same community
4 bd · 2.5 ba · 2,320 sqft · $168/sqft · 16 DOM
Sold · Dec ’25$482,400
3251 WICKERSHAM COURT · same community
3 bd · 2 ba · 1,984 sqft · $243/sqft · 145 DOM
Sold · Jun ’26$613,000
3235 INVERNESS COURT · same community
3 bd · 2 ba · 1,920 sqft · $319/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3108 TROY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3108 TROY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3108 TROY DRIVE FAQs
What would the monthly payment be for 3108 TROY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,724/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3108 TROY DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3108 TROY DRIVE?+
The most recent tax bill on record (2025) was $5,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3108 TROY DRIVE?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $879,900, this home is listed about 126% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3108 TROY DRIVE?+
Pershing School (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$879,900 runs 107% above the ORLANDO 32806 median — but at 2,307 sqft it's also 46% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
74 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BEAR TEAM REAL ESTATE · Bethanne Baer. MLS #O6404678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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