David Ramirez
$220,000$235,0002 bd2 ba1,372 sqft$160 /sqft$1,858 /mo all-in ↓

518 W PLANTATION BOULEVARD, LAKE MARY, FL, 32746

Active91 days on marketListed May 12, 2026MLS #O6404559

Priced 44% below the LAKE MARY 32746 medianReduced $15KMobile HomeFOREST THE

About this home

518 W PLANTATION BOULEVARD

Absolutely fabulous 55+ gated community nestled in the heart of Lake Mary. This move-in ready home has been tastefully updated throughout, featuring a NEW kitchen with custom quartz countertops and stainless steel appliances. Open floor plan with an adjoining dining room and built-in china cabinet. NEW primary suite with a walk-in shower (no tub), NEW vinyl flooring throughout (no carpet), and a new toilet and vanity in the guest bathroom. HUGE front porch. Ample closet space in the bathrooms and throughout the home. Neutral colors throughout. Inside laundry. Freshly painted inside and out. One-car carport with an extra-long driveway. Oversized exterior storage space off the screened porch. Low monthly HOA fee of $232 includes high-speed internet and cable. Resort-style living with a clubhouse, two swimming pools (one heated), jacuzzi, sauna, billiards, pickleball, tennis courts, shuffleboard, and putt-putt golf. Residents can enjoy a full social calendar, group exercise classes, water aerobics, card games, and more. Walking trails throughout the community. Live, work, and play in your own community. Show today! Seller will contribute towards buyers closing costs. Please see realtor remarks.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,372

Sqft

0.09 ac

Lot size

1976

Year built

One

Levels

$160

Per sqft

55+ community

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionMetal Siding
FoundationCrawlspace
FacesWest
ExteriorLighting · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$233/mo
Taxes (2025)$868/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Handicap Modified · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$72
HOA fee — from the listing$233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,858/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$72
HOA / condo fee$233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Mary actives

$160 vs $237

Days on market

91 vs 46 typical

Where $160/sqft sits among the 159 Lake Mary actives

31 · this home
31
42
27
10
18
$145–181$181–217$217–254$254–290$290–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Forest

Map of 518 W PLANTATION BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Orlando20 min
Universal Orlando33 min
Orlando Int’l Airport (MCO)40 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

The Forest — neighborhood snapshot

Population

2,268

Median age

45

Median income

$119,206

Median home value

$434,200

Avg household

2

Households w/ children

259

For the school run

Seminole County School District

ElementaryCrystal Lake Elementary School★★★★★
ElementaryWicklow Elementary School★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

94 of 159

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% below the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $220,000 $15K
May 12, 2026Listed at $235,000 · 91 days on market since
1976Built · FOREST THE

Reality check

What actually sold near 518 W PLANTATION BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

616 WOODLAND COURTSold · Sep ’25

$213,000

616 WOODLAND COURT · same community

2 bd · 2 ba · 1,344 sqft · $158/sqft · 3 DOM

541 CLUB COURTSold · Jul ’26

$180,000

541 CLUB COURT · same community

2 bd · 2 ba · 1,344 sqft · $134/sqft · 82 DOM

498 WHITTINGHAM PLACESold · Apr ’26

$400,000

498 WHITTINGHAM PLACE

3 bd · 2 ba · 1,408 sqft · $284/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 518 W PLANTATION BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 518 W PLANTATION BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

518 W PLANTATION BOULEVARD FAQs

What would the monthly payment be for 518 W PLANTATION BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 518 W PLANTATION BOULEVARD?+

The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 518 W PLANTATION BOULEVARD?+

The most recent tax bill on record (2025) was $868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 518 W PLANTATION BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $220,000, this home is listed about 48% below the Lake Mary median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 518 W PLANTATION BOULEVARD?+

Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CAPITAL REALTY GROUP FLORIDA · Angela Chapman. MLS #O6404559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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