534 TERRACE SPRING DRIVE, ORLANDO, FL, 32828
Active82 days on marketListed May 4, 2026MLS #O6404539
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
When you get to the gate please give me a call so I may provide the gate code. Scott Callaway: 321-947-5573
About this home
534 TERRACE SPRING DRIVE
Welcome to the large and most impressive 3-bedroom + bonus loft, 2.5-bath luxury townhome model in the highly desirable gated community of Woodland Terrace at Timber Springs in Avalon Park. This beautifully maintained residence delivers style, space, and peace of mind with a NEW ROOF (2021) and a solar energy system that will be paid off by the sellers at closing, providing the opportunity for reduced utility costs and long-term energy savings, recent bills are attached. Enjoy the rare convenience of 3-car parking capacity, featuring an attached single-car garage plus an extended driveway that accommodates two additional vehicles. From the moment you arrive, architectural details shine with a brick paver driveway, stacked stone elevation, decorative arches and niches, recessed lighting, 8-foot doors, and a dramatic 24-foot soaring ceiling in the great room, complemented by a charming wood-banister staircase. The open-concept main level features elegant tile flooring, while hand-scraped wood floors bring warmth and sophistication upstairs. The gourmet kitchen is designed to impress with abundant Corian countertops, premium 42” cabinetry with crown molding, tile backsplash, and matching appliances—perfect for both everyday living and entertaining. French doors lead to a screened patio overlooking lush landscaping, creating a private, peaceful outdoor retreat. Upstairs, the spacious primary suite is a true escape with twin closets and a beautifully remodeled bathroom (2021) featuring dual vanities, cultured marble finishes, a garden tub, and separate walk-in shower. Two generously sized guest bedrooms, a versatile loft ideal for a home office or media space, and a dedicated laundry room complete the second floor. Residents enjoy gated access and a private community pool, all conveniently located near top-rated schools, Avalon Park Town Center, Waterford Lakes, UCF, Research Parkway, and major highways including SR-408, SR-417, and SR-528. Move-in ready, energy-efficient, and truly standout—this one checks all the boxes.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,029
Sqft
0.06 ac
Lot size
1
Garage
2007
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,418 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,418/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs Orlando actives
$181 vs $238
Days on market
82 vs 34 typical
Where $181/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timber Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Timber Springs — neighborhood snapshot
Population
4,145
Median age
39
Median income
$115,301
Median home value
$396,406
Avg household
3
Households w/ children
740
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 534 TERRACE SPRING DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$400,000
15851 WOODLAND SPRING COURT · same community
3 bd · 2.5 ba · 1,827 sqft · $219/sqft · 27 DOM
Sold · Nov ’25$350,000
506 TERRACE SPRING DRIVE · same community
3 bd · 2.5 ba · 1,759 sqft · $199/sqft · 89 DOM
Sold · Jan ’26$360,000
15834 WOODLAND SPRING COURT · same community
3 bd · 2.5 ba · 1,759 sqft · $205/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 534 TERRACE SPRING DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 534 TERRACE SPRING DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
534 TERRACE SPRING DRIVE FAQs
What would the monthly payment be for 534 TERRACE SPRING DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,418/mo — principal and interest, the actual property-tax bill, the $572/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 534 TERRACE SPRING DRIVE?+
The association fee works out to $572 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 534 TERRACE SPRING DRIVE?+
The most recent tax bill on record (2025) was $4,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 534 TERRACE SPRING DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $368,000, this home is listed about 6% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 534 TERRACE SPRING DRIVE?+
Timber Creek High (high), Timber Springs Middle (middle), Timber Lakes Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32828 market on paper
$368,000 is 18% below the ORLANDO 32828 median of $450,000, and at $181/sqft it sits under the Orlando average of $264.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $572/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
82 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Timber Creek High, Timber Springs Middle, Timber Lakes Elementary — Timber Creek High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Scott Callaway. MLS #O6404539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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