3684 CIRCLE HOOK STREET, KISSIMMEE, FL, 34746
Active93 days on marketListed May 5, 2026MLS #O6404504
About this home
3684 CIRCLE HOOK STREET
Located in the guard-gated, resort-style community of Bellalago, this 3-bedroom, 2.5-bath townhome offers low-maintenance living with access to exceptional amenities. This end-unit features water views, an open-concept layout, and all bedrooms plus the laundry room conveniently located upstairs. The main level features tile flooring throughout and includes a spacious living room with sliding glass doors leading to the backyard, a large eat-in kitchen with an oversized island, spacious pantry, and half bathroom. Residents enjoy the true Florida lifestyle with direct access to Lake Tohopekaliga, resort-style pools, fitness centers, walking trails, playgrounds, tennis courts, and basketball courts. Conveniently located near shopping and dining at The Loop, major highways, and approximately 30 minutes from Walt Disney World and Universal Orlando.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,552
Sqft
0.06 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,722 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,722/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Kissimmee actives
$174 vs $209
Days on market
93 vs 53 typical
Where $174/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3684 CIRCLE HOOK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$260,000
3564 LANDING NET DRIVE · same community
3 bd · 2.5 ba · 1,373 sqft · $189/sqft · 255 DOM
Sold · Oct ’25$278,500
3623 MAIN HARBOR DRIVE · same community
3 bd · 2.5 ba · 1,373 sqft · $203/sqft · 172 DOM
Sold · Aug ’25$270,000
3663 CIRCLE HOOK STREET · same community
3 bd · 2.5 ba · 1,365 sqft · $198/sqft · 354 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3684 CIRCLE HOOK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3684 CIRCLE HOOK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3684 CIRCLE HOOK STREET FAQs
What would the monthly payment be for 3684 CIRCLE HOOK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,722/mo — principal and interest, the actual property-tax bill, the $484/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3684 CIRCLE HOOK STREET?+
The association fee works out to $484 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3684 CIRCLE HOOK STREET?+
The most recent tax bill on record (2025) was $4,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3684 CIRCLE HOOK STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $269,900, this home is listed about 29% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3684 CIRCLE HOOK STREET?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$269,900 is 23% below the KISSIMMEE 34746 median of $349,000, and at $174/sqft it sits under the Kissimmee average of $216.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $279,900, now $269,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Nia Medina. MLS #O6404504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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