10354 OAKVIEW POINTE TERRACE, GOTHA, FL, 34734
Active76 days on marketListed May 8, 2026MLS #O6404503
About this home
10354 OAKVIEW POINTE TERRACE
Welcome to your own private retreat in one of Gotha's sought-after gated communities. This exceptional 5-bedroom, 4-bath pool home offers an ideal combination of elegant living spaces, modern functionality, and an unbeatable Central Florida location. Nestled on a peaceful homesite with tranquil pond views, this home is just minutes from Winter Garden Village, major highways, top-rated schools, dining, shopping, and area attractions. Designed with both everyday living and entertaining in mind, the spacious split-bedroom floor plan features formal living and dining rooms accented with crown molding and plantation shutters. At the center of the home is an expansive chef-inspired kitchen complete with a large center island, breakfast bar, solid surface countertops, stainless steel appliances, closet pantry, and a bright breakfast nook. The kitchen opens seamlessly to the spacious family room and overlooks the covered lanai, sparkling pool, and spa creating the perfect indoor-outdoor lifestyle Florida is known for. The luxurious primary suite offers a peaceful escape with elegant coffered ceilings, dual walk-in closets, and French doors leading directly to the lanai. The spa-like primary bath features dual vanities, a soaking garden tub, and a separate walk-in shower. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the upstairs bonus room includes its own full bath, making it an ideal guest suite, media room, game room, or home office. Step outside and enjoy your own backyard paradise. The screened-in paver pool and spa, covered lanai, dedicated pool bath, and serene pond backdrop provide the perfect setting for relaxing evenings or weekend gatherings with family and friends. Additional features include ceramic tile and laminate flooring throughout, a spacious 3-car garage, a fully equipped laundry room, permanent roofline lighting, and attractive Florida-friendly landscaping. If you're searching for a home that offers generous living space, timeless finishes, exceptional outdoor living, and a prime Gotha location, this is an opportunity you won't want to miss. Schedule your private showing today and experience everything this beautiful home has to offer.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,412
Sqft
0.35 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,103 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,103/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.5%
$/sqft vs Gotha actives
$263 vs $316
Days on market
76 vs 41 typical
Where $263/sqft sits among the 16 Gotha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Oaks Of Windermere
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gotha. See the full Gotha guide →
The Oaks Of Windermere — neighborhood snapshot
Population
526
Median age
30
Median income
$90,824
Median home value
$449,500
Avg household
3
Households w/ children
72%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gotha market
$518K → $615K
Gotha median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
6 of 16
Gotha actives have cut their price
Median sold price, Gotha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the GOTHA 34734 median. See the full Gotha market guide →
Paper trail
This home's history
Reality check
What actually sold near 10354 OAKVIEW POINTE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$720,000
10417 OAKVIEW POINTE TERRACE · same community
4 bd · 3 ba · 2,402 sqft · $300/sqft · 54 DOM
Sold · Jun ’26$830,000
10600 OAKVIEW POINTE TERRACE · same community
3 bd · 3 ba · 2,338 sqft · $355/sqft · 62 DOM
Sold · May ’26$1,318,000
1625 DOWN LAKE DRIVE
5 bd · 5.5 ba · 3,383 sqft · $390/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10354 OAKVIEW POINTE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10354 OAKVIEW POINTE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10354 OAKVIEW POINTE TERRACE FAQs
What would the monthly payment be for 10354 OAKVIEW POINTE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,103/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10354 OAKVIEW POINTE TERRACE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10354 OAKVIEW POINTE TERRACE?+
The most recent tax bill on record (2025) was $7,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10354 OAKVIEW POINTE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gotha?+
At $899,000, this home is listed about 28% above the Gotha median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10354 OAKVIEW POINTE TERRACE?+
Thornebrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 38% above the GOTHA 34734 median — but at 3,412 sqft it's also 36% larger than the typical Gotha listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Thornebrooke Elementary, Gotha Middle, Olympia High — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $949,000, now $899,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS LYNNE REALTY GROUP LLC · Patrick Hancock. MLS #O6404503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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