David Ramirez
$229,900$249,9003 bd2 ba2,380 sqft$97 /sqft$1,858 /mo all-in ↓

45750 PINE STREET, PAISLEY, FL, 32767

Active83 days on marketListed May 3, 2026MLS #O6404467

Reduced $20KManufactured HomeLAKE KATHRYN HEIGHTS REP

About this home

45750 PINE STREET

PRICED BELOW APPRAISAL -- BRING ALL OFFERS Recently appraised at $286,000, this home is priced well below appraised value, creating an exceptional opportunity for buyers looking for space and value. The seller is relocating and welcomes serious offers. With approximately 2,380 square feet on nearly half an acre, this is one of the largest homes available in this price range. The flexible split floor plan features expansive living areas, a large great room with wet bar, and multiple spaces that can easily serve as home offices, hobby rooms, guest space, or additional bedrooms. Outside you'll find a mostly fenced lot, detached garage/workshop, front and rear porches, and the privacy of a quiet rural setting with no HOA. A new septic system and drain field installed in 2024 provide added value and peace of mind. Whether you're looking for room to spread out, multi-generational living, or simply more home for your money, this property delivers exceptional square footage and land at an aggressive price. Cash buyers, VA buyers, portfolio lenders, and specialized manufactured home financing are all welcome. The seller is willing to work with buyers on lender-required conditions and is motivated to reach terms that get this property sold. Schedule your showing today. Serious offers will be considered.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,380

Sqft

0.49 ac

Lot size

2024

Year built

One

Levels

$97

Per sqft

Fireplace

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$2,918/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,858/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Paisley actives

$97 vs $195

Days on market

83 vs 46 typical

Where $97/sqft sits among the 20 Paisley actives

17 · this home
2
0
0
0
1
$97–282$282–467$467–653$653–838$838–1023$1023+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Paisley

Map of 45750 PINE STREET

Drive times from this address

Downtown Orlando66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Paisley. See the full Paisley guide →

PAISLEY 32767 — neighborhood snapshot

Population

2,839

Median age

49.5

Median income

$64,772

Median home value

$140,000

Avg household

2.79

Households w/ children

304

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Paisley market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$120K$185K

Paisley median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

7 of 20

Paisley actives have cut their price

Median sold price, Paisley, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 246% above the PAISLEY 32767 median. See the full Paisley market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $20K
May 3, 2026Listed at $249,900 · 83 days on market since
2024Built · LAKE KATHRYN HEIGHTS REP

Reality check

What actually sold near 45750 PINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

45605 OLEANDER STREETSold · Apr ’26

$240,000

45605 OLEANDER STREET · same community

3 bd · 2 ba · 1,475 sqft · $163/sqft · 141 DOM

28045 POINSETTIA AVENUESold · Jan ’26

$236,800

28045 POINSETTIA AVENUE · same community

3 bd · 2 ba · 1,393 sqft · $170/sqft · 38 DOM

45716 PALMETTO STREETSold · Feb ’26

$149,900

45716 PALMETTO STREET · same community

3 bd · 2 ba · 1,075 sqft · $139/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 45750 PINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 45750 PINE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

45750 PINE STREET FAQs

What would the monthly payment be for 45750 PINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 45750 PINE STREET?+

The most recent tax bill on record (2025) was $2,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Paisley?+

At $229,900, this home is listed about 6% below the Paisley median of $244,900. The market section on this page shows how the area is trending.

Which schools are assigned to 45750 PINE STREET?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · David Peralta. MLS #O6404467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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