3515 CLUB CIRCLE, LAKESHORE, FL, 33854
Active91 days on marketListed May 4, 2026MLS #O6404409
About this home
3515 CLUB CIRCLE
Welcome to this 1 bedroom 1 bathroom villa. A clean and cozy unit ready for move in. The kitchen island has been professionally renovated offering an updated modern look with quartz countertop. The bathroom has a modern tile walk in shower. Entire unit has tile flooring throughout. A Separate covered sunroom allowing to relax and enjoy the delightful lake views. This is a great opportunity for a comfortable living space. Assigned parking space for your own vehicle. A short walk to the clubhouse and all the wonderful amenities. The On-site amenities include; Laundry, Swimming pool, Auditorium Basketball Courts, Bocce Ball court, Car wash, Chapel, Horseshoe pits, Game room, Beauty salon, Library, Marina, Memorial wall, Post office, Screen room, Putt Putt golf, Shuffleboard, Tennis courts, The Palms Thrift Store. Lakeshore is a popular community. Close to shops and restaurants. Early viewing is recommended to avoid missing out on this gem. HOA approval is required for any new owner. HOA fee includes water, cable and internet.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
648
Sqft
0.03 ac
Lot size
1965
Year built
One
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.9%
$/sqft vs LAKESHORE CLUB
$120 vs $154
Days on market
91 vs 83 typical
Where $120/sqft sits among the 20 homes for sale in LAKESHORE CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeshore. See the full Lakeshore guide →
LAKESHORE 33854 — neighborhood snapshot
Population
481
Median age
69.6
Median income
$33,523
Median home value
$80,700
Avg household
1.84
Households w/ children
2%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeshore market
$79K → $95K
Lakeshore median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
8 of 20
LAKESHORE CLUB have cut their price
Median sold price, Lakeshore, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the LAKESHORE 33854 median. See the full Lakeshore market guide →
Paper trail
This home's history
Reality check
What actually sold near 3515 CLUB CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$85,000
4203 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $131/sqft · 193 DOM
Sold · Sep ’25$90,000
4603 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $139/sqft · 37 DOM
Sold · Jun ’26$93,500
4209 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $144/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3515 CLUB CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3515 CLUB CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3515 CLUB CIRCLE FAQs
What would the monthly payment be for 3515 CLUB CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,082/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3515 CLUB CIRCLE?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3515 CLUB CIRCLE?+
The most recent tax bill on record (2025) was $940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3515 CLUB CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeshore?+
At $77,950, this home is listed about 22% below the Lakeshore median of $100,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3515 CLUB CIRCLE?+
Spook Hill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RADIUS REALTY GROUP LLC · Toni Xavier. MLS #O6404409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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