2512 HOLLY PINE CIRCLE, ORLANDO, FL, 32820
Active79 days on marketListed May 5, 2026MLS #O6404399
About this home
2512 HOLLY PINE CIRCLE
This 4-bedroom, 2.5-bathroom home offers a perfect blend of space and serenity, highlighted by stunning lake views. The interior is designed for a modern lifestyle with an exceptionally spacious layout, featuring all bedrooms and the laundry room conveniently located on the second floor for maximum privacy and ease. Outside, the property boasts a very large backyard, providing a massive canvas for outdoor entertaining, gardening, or play while you enjoy the peaceful waterfront backdrop. Complete with a two-car garage, this home combines the practical utility of a roomy floor plan with a premium lot that prioritizes a tranquil atmosphere.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,835
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
Days on market
79 vs 34 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$60,364/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
The Orlando short-term market
▼ Softening50%
Occupancy
▼ 25% yr/yr
$252
Avg nightly rate
▲ 17% yr/yr
$29K/yr
Revenue per listing
$125
RevPAR
53 days
Booking lead time
4.7 nights
Avg stay
4
Typical min nights
4,364
Active rentals
▲ 10% supply
Seasonality — monthly occupancy
Peaks at 57% in Feb · bottoms at 39% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.
Where it sits
Inside Cypress Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Lakes is a short-term-rental community. See the full guide →
Cypress Lakes — neighborhood snapshot
Population
5,291
Median age
42
Median income
$139,706
Median home value
$451,359
Avg household
3
Households w/ children
479
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 879% above the ORLANDO 32820 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2512 HOLLY PINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2512 HOLLY PINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2512 HOLLY PINE CIRCLE FAQs
What would the monthly payment be for 2512 HOLLY PINE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,905/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2512 HOLLY PINE CIRCLE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2512 HOLLY PINE CIRCLE?+
The most recent tax bill on record (2025) was $7,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2512 HOLLY PINE CIRCLE be rented short-term?+
Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2512 HOLLY PINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $479,900, this home is listed about 23% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2512 HOLLY PINE CIRCLE?+
Columbia Elementary (elementary), Corner Lake Middle (middle), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,900 runs 879% above the ORLANDO 32820 median — but at 2,835 sqft it's also nearly twice the size of the typical Orlando listing.
02Zoned for nightly rentals
Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03City views
The city view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
79 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Columbia Elementary, Corner Lake Middle, East River High — Columbia Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6404399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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