21 RICHMOND DR, NEW SMYRNA BEACH, FL, 32169
Active94 days on marketListed May 3, 2026MLS #O6404317
About this home
21 RICHMOND DR
EXPERIENCE TRUE FLORIDA LIVING IN THIS EXCEPTIONAL 3 BEDROOM 2 BATH WATERFRONT HOME WITH A VERSATILE BONUS RM/OFFICE. NESTLED ON A CANAL WITH DIRECT ACCESS TO THE INTRACOASTAL WATERWAY, THIS PROPERTY OFFERS THE PERFECT SETUP FOR BOATING, FISHING OR JUST RELAXING. THE IN-GROUND HEATED POOL & SPA IS IDEAL FOR YEAR ROUND ENJOYMENT ALONG WITH THE COVERED DOCK, BOAT LIFT AND FISH CLEANING STATION. INSIDE IS A DESIRABLE SPLIT FLOOR PLAN WITH A SPACIOUS LIVING AREA THAT FLOWS EFFORTLESSLY INTO THE LARGE KITCHEN, OFFERING GRANITE COUNTERTOPS, ABUNDANT CABINETRY AND AMPLE SPACE FOR GATHERING. CROWN MOLDING AND PLANTATION SHUTTERS ADD AN ELEGANT TOUCH, FRENCH DOORS OPEN TO THE POOL AREA FOR SEAMLESS INDOOR-OUTDOOR LIVING, THE PRIMARY SUITE IS COMPLETE WITH TRAY CEILINGS, EN-SUITE BATH BOASTING A HUGE DOUBLE SHOWER, DUAL SINKS, BEAUTIFUL GRANITE COUNTERS AND A SPACIOUS WALK-IN CLOSET. ADDITIONAL HIGHLIGHTS INCLUDE A SIDE ENTRY 2 CAR GARAGE, PAVER DRIVEWAY, TWO ATTACHED EXTERIOR STORAGE ROOMS, AN INSIDE UTILITY ROOM, SOLAR HOT WATER HEATER AND WHOLE HOUSE GENERATOR, MAJOR UPDATES PROVIDE PEACE OF MIND INCLUDING A METAL ROOF AND SOLAR PANELS REPLACED IN AUGUST 2022, AC UNITS, GENERATOR AND POOL HEATER, REPLACED IN AUGUST 2023 AND POOL/SPA RESURFACED IN DECEMBER 2025. THIS MOVE IN READY GEM COMBINES COMFORT, UPGRADES AND UNBEATABLE ACCESS TO THE INTRACOASTAL.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,114
Sqft
0.22 ac
Lot size
2
Garage
1996
Year built
One
Levels
$613
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,084 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,084/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+65.6%
$/sqft vs New Smyrna Beach actives
$613 vs $379
Days on market
94 vs 68 typical
Where $613/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Causeway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
South Causeway — neighborhood snapshot
Population
730
Median age
67
Median income
$65,938
Median home value
$441,100
Avg household
2
Households w/ children
10%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
205 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 RICHMOND DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$395,000
714 DOWNING STREET
4 bd · 2.5 ba · 2,062 sqft · $192/sqft · 40 DOM
Sold · Feb ’26$725,000
306 S ORANGE STREET
4 bd · 3 ba · 1,970 sqft · $368/sqft · 95 DOM
Sold · Jun ’26$1,200,000
500 S RIVERSIDE DRIVE
4 bd · 3 ba · 1,905 sqft · $630/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 RICHMOND DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 RICHMOND DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 RICHMOND DR FAQs
What would the monthly payment be for 21 RICHMOND DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21 RICHMOND DR?+
The most recent tax bill on record (2025) was $5,411. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 RICHMOND DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,295,000, this home is listed about 152% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 21 RICHMOND DR?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,295,000 runs 150% above the NEW SMYRNA BEACH 32169 median — but at 2,114 sqft it's also 28% larger than the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,395,000, now $1,295,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Elizabeth Corino, PA. MLS #O6404317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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