David Ramirez
$427,0003 bd2 ba1,478 sqft$289 /sqft$3,137 /mo all-in ↓

212 WASHINGTON AVENUE, OSPREY, FL, 34229

Active83 days on marketListed May 3, 2026MLS #O6404307

Priced 38% below the Osprey medianPrivate poolSingle Family ResidenceOGBURNS T B ADD

About this home

212 WASHINGTON AVENUE

Virtually Staged. Welcome to your private poolside retreat in the desirable coastal community of Osprey— perfectly situated on a premium corner lot with NO HOA and NO CDD fees! This beautiful 3-bedroom, 2-bath home offers a bright, open-concept layout designed for both everyday comfort and effortless entertaining. The spacious living area features sliding glass doors that lead directly to your screened-in lanai and sparkling inground pool, creating seamless indoor-outdoor living. The well-equipped kitchen boasts abundant cabinetry and generous counter space, making it ideal for preparing meals and hosting gatherings. Each of the three bedrooms includes a walk- in closet, providing ample storage and convenience. Retreat to the primary suite, where you’ll find a spa-like jetted tub—perfect for unwinding after a long day. Step outside and enjoy the added bonus of an outdoor shower, ideal for rinsing off after a swim. Additional highlights include a two-car garage, functional layout, and a yard that offers both privacy and potential. With its corner lot location and private pool this home delivers the ultimate Florida lifestyle. Opportunities like this don’t last—schedule your private showing today and make this Osprey gem yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,478

Sqft

0.27 ac

Lot size

2

Garage

1999

Year built

One

Levels

$289

Per sqft

Private poolPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$3,294/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,137 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,514
FHA mortgage insurance (est.)$189
Property tax — 2025 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,945Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,945
Interest rate6.00%
Loan term

Estimated payment

$3,137/mo

Principal & interest$2,514
FHA mortgage insurance (est.)$189
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $427K
$410KedgeAI estimate $525,938 · range $471K$597K$621K

vs edgeAI estimate

−18.8%

$/sqft vs Osprey actives

$289 vs $331

Days on market

83 vs 57 typical

Where $289/sqft sits among the 97 Osprey actives

35 · this home
40
13
3
1
5
$177–305$305–432$432–559$559–687$687–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 212 WASHINGTON AVENUE

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

53 of 97

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the Osprey median. See the full Osprey market guide →

Paper trail

This home's history

May 3, 2026Listed at $427,000 · 83 days on market since
1999Built · OGBURNS T B ADD

Reality check

What actually sold near 212 WASHINGTON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

784 SARABAY ROAD UNIT 18Sold · Aug ’25

$452,500

784 SARABAY ROAD UNIT 18

2 bd · 2 ba · 1,574 sqft · $287/sqft · 257 DOM

761 PINE RUN DRIVE UNIT 761Sold · Jan ’26

$260,000

761 PINE RUN DRIVE UNIT 761

2 bd · 2 ba · 1,379 sqft · $189/sqft · 23 DOM

508 MEADOW SWEET CIRCLESold · Apr ’26

$420,000

508 MEADOW SWEET CIRCLE

2 bd · 2 ba · 1,604 sqft · $262/sqft · 178 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 212 WASHINGTON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 212 WASHINGTON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

212 WASHINGTON AVENUE FAQs

What would the monthly payment be for 212 WASHINGTON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 212 WASHINGTON AVENUE?+

The most recent tax bill on record (2025) was $3,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 212 WASHINGTON AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $427,000, this home is listed about 38% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6404307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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