312 STILLWATER BOULEVARD, ST JOHNS, FL, 32259
Active85 days on marketListed May 1, 2026MLS #O6404162
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 2:00 PM
About this home
312 STILLWATER BOULEVARD
Welcome to this beautifully updated home in the highly sought-after Stillwater community of St. Johns, a premier 55+ active community where modern upgrades and resort-style living come together seamlessly. From the moment you step inside, you'll notice the fresh interior paint and enhanced lighting throughout, creating a bright and inviting atmosphere. The open-concept layout is perfect for both everyday living and entertaining, anchored by a well-appointed kitchen featuring a gas stove and plenty of space to gather. The adjacent living and dining areas flow effortlessly, while ceiling fans throughout the home add comfort year-round. The primary suite offers a stylish and functional retreat, highlighted by a sliding barn door leading into the spa-inspired bathroom, complete with quartz countertops and frameless shower doors. Additional bedrooms provide flexibility for guests or hobbies, along with a dedicated flex room/study featuring custom built-in bookshelves. This home is loaded with valuable upgrades and conveniences, including a gas tankless water heater, gas hookup available in the laundry room, whole-house water softener, attic access via pull-down stairs, and a transferable termite bond for added peace of mind. The washer and dryer also convey, making this home truly move-in ready. Located in the amenity-rich Stillwater community, residents enjoy access to a stunning golf course along with resort-style pools, clubhouse, fitness center, walking trails, and more. Stillwater is a bundled golf course community, meaning homeowners enjoy access to the golf course and all amenities as part of ownership, with no separate membership required, potentially saving thousands in traditional golf fees. Even better, lawn maintenance is included in the HOA, allowing you to enjoy a truly low-maintenance, lock-and-leave lifestyle. Conveniently located near top-rated St. Johns County destinations, shopping, and dining, this home offers the perfect blend of comfort, convenience, and active living. This is the one that truly checks all the boxes. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,710
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,024 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,024/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs STILLWATER
$234 vs $243
Days on market
85 vs 14 typical
Where $234/sqft sits among the 8 homes for sale in STILLWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Johns
Get to know St Johns. See the full St Johns guide →
ST JOHNS 32259 — neighborhood snapshot
Population
69,866
Median age
39.1
Median income
$144,168
Median home value
$480,800
Avg household
3.17
Households w/ children
10,887
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Johns market
$364K → $758K
St Johns median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 8
STILLWATER have cut their price
Median sold price, St Johns, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the ST JOHNS 32259 median. See the full St Johns market guide →
Paper trail
This home's history
Reality check
What actually sold near 312 STILLWATER BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$389,000
3051 RIVIERA BAY COURT · same community
4 bd · 2 ba · 1,772 sqft · $220/sqft · 60 DOM
Sold · Aug ’25$465,000
2917 ERSKINE DRIVE · same community
3 bd · 2 ba · 1,617 sqft · $288/sqft · 5 DOM
Sold · Aug ’25$317,500
29687 NIAGARA COURT · same community
2 bd · 2 ba · 1,538 sqft · $206/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 312 STILLWATER BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 312 STILLWATER BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
312 STILLWATER BOULEVARD FAQs
What would the monthly payment be for 312 STILLWATER BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,024/mo — principal and interest, the actual property-tax bill, the $710/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 312 STILLWATER BOULEVARD?+
The association fee works out to $710 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 312 STILLWATER BOULEVARD?+
The most recent tax bill on record (2025) was $7,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 312 STILLWATER BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Johns?+
At $400,000, this home is listed about 27% below the St Johns median of $544,900. The market section on this page shows how the area is trending.
Which schools are assigned to 312 STILLWATER BOULEVARD?+
Bartram Trail High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST JOHNS 32259 market on paper
$400,000 is 33% below the ST JOHNS 32259 median of $598,000, and at $234/sqft it sits under the St Johns average of $258.
02Know the monthly fee
The association fee is $710/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
85 days on market against a St Johns median of 14 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bartram Trail High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Bartram Trail High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOGWOOD REALTY · Meshell Perry. MLS #O6404162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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