David Ramirez
$539,000$550,0004 bd2 ba2,244 sqft$240 /sqft$3,919 /mo all-in ↓

105 E COTTESMORE CIRCLE, LONGWOOD, FL, 32779

Active82 days on marketListed May 1, 2026MLS #O6403980

Reduced $11KPrivate poolSingle Family ResidenceWEKIVA HUNT CLUB 3 FOX HUNT SEC 3

About this home

105 E COTTESMORE CIRCLE

Sought after Wekiva home located off Hunt Club. This is a 4 bedroom, 2 bath home with an extra bonus room right off the primary bedroom. Spacious house that is well maintained, all stainless-steel appliances, fireplace, shutters in windows. Back yard has access to the wekiva trail for walking and running. Paved pool patio, pool. Two parks with in walking distance. This house comes with an electrical disconnect for a generator in case a power outage. This home comes with solar panels, no power bill. You have a $30 dollar connect fee. Beautifully maintained home featuring ceramic tile throughout—no carpet anywhere. Elegant crown molding enhances the living room, dining room, and primary bedroom, while custom interior shutters add timeless style to every window. Enjoy the bright Florida room for additional living space and a large private bonus room directly off the primary suite, perfect for an office, nursery, fitness room, or retreat. Step outside to your own backyard oasis with a saltwater pool featuring a brand-new Hayward salt cell, a premium hardwired hot tub with newer cover and pressure switch, covered patio, and private cabana. The fully fenced yard is surrounded by mature landscaping and illuminated by hardwired outdoor lighting, creating the perfect setting for relaxing or entertaining. Direct access to scenic walking trails behind the home adds even more appeal. Additional upgrades include a new A/C condenser, complete irrigation system for easy lawn maintenance, and a generator inlet box for quick emergency power connection. This home offers the perfect combination of comfort, convenience, and resort-style outdoor living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,244

Sqft

0.21 ac

Lot size

2

Garage

1977

Year built

One

Levels

$240

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesNorth
ExteriorIrrigation System · Private Mailbox

Community & fees

HOA fee$23/mo
Taxes (2024)$3,894/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,919 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property tax — 2024 actual bill$324
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,865
Interest rate6.00%
Loan term

Estimated payment

$3,919/mo

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$324
HOA / condo fee$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $539K
$507KedgeAI estimate $537,150 · range $528K$563K$585K

vs edgeAI estimate

+0.3%

$/sqft vs Longwood actives

$240 vs $237

Days on market

82 vs 29 typical

Where $240/sqft sits among the 158 Longwood actives

35
55 · this home
40
10
7
11
$144–194$194–244$244–294$294–344$344–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longwood

Map of 105 E COTTESMORE CIRCLE

Get to know Longwood. See the full Longwood guide →

LONGWOOD 32779 — neighborhood snapshot

Population

29,106

Median age

46.6

Median income

$115,931

Median home value

$458,700

Avg household

2.6

Households w/ children

3,321

For the school run

Seminole County School District

ElementaryWekiva Elementary School★★★★
HighLake Brantley High School★★★★★
MiddleTeague Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longwood market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$473K$455K

Longwood median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

82 of 158

Longwood actives have cut their price

Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the LONGWOOD 32779 median. See the full Longwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,000 $11K
May 1, 2026Listed at $550,000 · 82 days on market since
1977Built · WEKIVA HUNT CLUB 3 FOX HUNT SEC 3

Reality check

What actually sold near 105 E COTTESMORE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

120 E CUMBERLAND CIRCLESold · Mar ’26

$500,000

120 E CUMBERLAND CIRCLE · same community

3 bd · 2.5 ba · 2,185 sqft · $229/sqft · 45 DOM

243 CAMBRIDGE DRIVESold · Sep ’25

$545,000

243 CAMBRIDGE DRIVE · same community

4 bd · 2 ba · 2,130 sqft · $256/sqft · 13 DOM

222 W COTTESMORE CIRCLESold · Jun ’26

$459,000

222 W COTTESMORE CIRCLE · same community

3 bd · 2 ba · 1,891 sqft · $243/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 105 E COTTESMORE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 E COTTESMORE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

105 E COTTESMORE CIRCLE FAQs

What would the monthly payment be for 105 E COTTESMORE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,919/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 105 E COTTESMORE CIRCLE?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 105 E COTTESMORE CIRCLE?+

The most recent tax bill on record (2024) was $3,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 105 E COTTESMORE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longwood?+

At $539,000, this home is listed about 17% above the Longwood median of $461,500. The market section on this page shows how the area is trending.

Which schools are assigned to 105 E COTTESMORE CIRCLE?+

Wekiva Elementary School (elementary), Lake Brantley High School (high), Teague Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$539,000 runs 13% above the LONGWOOD 32779 median — but at 2,244 sqft it's also 19% larger than the typical Longwood listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

82 days on market against a Longwood median of 29 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Wekiva Elementary School, Lake Brantley High School, Teague Middle School — Wekiva Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $550,000, now $539,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of PRIMAC GROUP, INC · Andre Diaz. MLS #O6403980.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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