David Ramirez
$1,670,000$1,695,0005 bd4.5 ba4,237 sqft$394 /sqft$11,922 /mo all-in ↓

12664 BANTING TERRACE, ORLANDO, FL, 32827

Active67 days on marketListed May 18, 2026MLS #O6403961

Reduced $25KPrivate poolSingle Family ResidencePRESERVE AT LAUREATE PARK

About this home

12664 BANTING TERRACE

Virtually Staged. Welcome home to an exceptional blend of modern design, thoughtful upgrades, and resort-style living in the gated Preserve at Laureate Park. Perfectly positioned on a premier corner lot, this fully optioned Taylor Morrison “Valencia” model offers over 4,200 square feet of refined living space with more than $300,000 in prior enhancements, delivering a true better-than-new experience in the heart of Lake Nona. From the moment you arrive, the home makes a striking impression with clean contemporary lines, fresh exterior paint, and undeniable curb appeal. Inside, soaring ceilings, expansive windows, and an abundance of natural light highlight new flooring, designer lighting, and meticulously curated finishes throughout. The open-concept layout is both functional and impressive, centered around a chef-inspired kitchen featuring quartz countertops, premium new appliances, a large island, and generous storage—perfectly designed for both everyday living and entertaining on a grand scale. The main level also features a private office, ideal for work or study, and a luxurious primary suite that serves as a true retreat. Thoughtfully redesigned, the spa-quality bathroom showcases dual vanities, a freestanding soaking tub, an oversized walk-in shower, and custom-built walk-in closets that blend style with functionality. Upstairs, a spacious loft overlooks the main living area and connects three additional bedrooms, each with walk-in closets and en-suite or nearby baths. A large bonus/media room with its own full bathroom offers exceptional flexibility and can easily function as a fifth bedroom, guest suite, or private living space. The outdoor living experience is where this home truly shines. Designed for the ultimate Florida lifestyle, the covered lanai with summer kitchen opens to a custom resort-style pool and spa featuring travertine decking, fire features, water elements, and a heated spa. A pergola with a dramatic cascading water curtain and sunken seating around a sleek linear fire pit creates a one-of-a-kind backyard retreat, offering both privacy and a luxurious setting for entertaining or relaxing. Located within Laureate Park, residents enjoy access to resort-style amenities including the Aquatic Center, multiple pools, LP Fit gym, and over 44 miles of scenic trails. Just minutes from Medical City, Nemours, the VA Hospital, USTA National Campus, Lake Nona Performance Center, Boxi Park, top-rated dining, shopping, and Orlando International Airport, this home offers convenience, lifestyle, and sophistication in one of Central Florida’s most sought-after communities.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,237

Sqft

0.3 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$394

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · On Street · Split Garage
ExteriorFire Pit · Garden · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$179/mo
Taxes (2025)$23,343/yr
PetsYes
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Sewer Available · Sprinkler Well · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,922 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,011
PMI (est., until 20% equity)$626
Property tax — 2025 actual bill$1,945
HOA fee — from the listing$179
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $167,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $167,000
Interest rate6.00%
Loan term

Estimated payment

$11,922/mo

Principal & interest$9,011
PMI (est., until 20% equity)$626
Property taxes (actual bill)$1,945
HOA / condo fee$179
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$1.2MedgeAI estimate $1,461,996 · range $1.2M$1.7M$1.7M

vs edgeAI estimate

+14.2%

$/sqft vs Orlando actives

$394 vs $239

Days on market

67 vs 34 typical

Where $394/sqft sits among the 400 Orlando actives

95
119
92
49
17 · this home
28
$134–189$189–244$244–300$300–355$355–410$410+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 12664 BANTING TERRACE

Drive times from this address

Orlando Int’l Airport (MCO)17 min
Downtown Orlando22 min
Walt Disney World28 min
Universal Orlando29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32827 — neighborhood snapshot

Population

19,601

Median age

38.3

Median income

$112,026

Median home value

$615,700

Avg household

2.98

Households w/ children

2,611

For the school run

Orange County School District

ElementaryLaureate Park Elementary★★★★★
MiddleLake Nona Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

147 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 178% above the ORLANDO 32827 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,670,000 $25K
May 18, 2026Listed at $1,695,000 · 67 days on market since
2018Built · PRESERVE AT LAUREATE PARK

Reality check

What actually sold near 12664 BANTING TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12875 UPPER HARDEN AVESold · Jun ’26

$1,900,000

12875 UPPER HARDEN AVE · same community

4 bd · 4.5 ba · 4,158 sqft · $457/sqft · 10 DOM

8602 FINSEN STREETSold · Jul ’26

$1,325,000

8602 FINSEN STREET · same community

4 bd · 3.5 ba · 3,940 sqft · $336/sqft · 131 DOM

14205 KELLOGG AVENUESold · Jan ’26

$1,758,000

14205 KELLOGG AVENUE

4 bd · 4.5 ba · 4,280 sqft · $411/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12664 BANTING TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12664 BANTING TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12664 BANTING TERRACE FAQs

What would the monthly payment be for 12664 BANTING TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,922/mo — principal and interest, the actual property-tax bill, the $179/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12664 BANTING TERRACE?+

The association fee works out to $179 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12664 BANTING TERRACE?+

The most recent tax bill on record (2025) was $23,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12664 BANTING TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,670,000, this home is listed about 328% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12664 BANTING TERRACE?+

Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,670,000 runs 178% above the ORLANDO 32827 median — but at 4,237 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,695,000, now $1,670,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of CENTRAL FLORIDA PRIME REAL ESTATE LLC · Albin Hubscher. MLS #O6403961.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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