David Ramirez
Short-Term Rental Eligible
$409,900$414,9004 bd3 ba2,679 sqft$153 /sqft$3,368 /mo all-in ↓

1542 SUGARBELLE CIRCLE, MASCOTTE, FL, 34753

Active66 days on marketListed May 20, 2026MLS #O6403831

Est. $39K/yr short-term rental revenueReduced $5KSingle Family ResidenceSEASONS AT THE GROVE

About this home

1542 SUGARBELLE CIRCLE

Welcome to Seasons at the Grove, where newer construction, open space, and a slower-paced Central Florida lifestyle come together in one of Mascotte’s growing communities. This spacious two-story home features a highly desirable layout with a large upstairs loft, offering the perfect flex space for a second living area, game room, home office, or media setup. Built in 2024, this 4-bedroom, 3-bath home offers nearly 2,700 square feet. The first floor includes a full bedroom and bathroom perfect for guests or multi-generational living, while upstairs you'll find generously sized secondary bedrooms, a spacious primary suite with walk-in closet, and the versatile loft space that truly sets this floorplan apart. The kitchen opens seamlessly to the main living and dining areas, creating a bright and welcoming atmosphere with plenty of room to gather. Sliding glass doors lead to the backyard, giving you space to personalize your outdoor living over time. Seasons at the Grove stands out for its newer homes, affordable HOA, playground, and convenient access to Highway 50, the Florida Turnpike, Clermont, Winter Garden, and Orlando. Mascotte continues to attract buyers looking for more home, more breathing room, and a better value compared to many surrounding Central Florida areas. Why wait for new construction when you can move into a nearly new home now without the builder wait times, construction delays, or added upgrade expenses? Contact us for closing cost assistance options or to get a loan pre-approval for this home! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,679

Sqft

0.13 ac

Lot size

2

Garage

2024

Year built

One

Levels

$153

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

HOA fee$63/mo
Taxes (2025)$6,612/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,368 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$551
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,347
Interest rate6.00%
Loan term

Estimated payment

$3,368/mo

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$551
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$383KedgeAI estimate $414,765 · range $399K$438K$456K

vs edgeAI estimate

−1.2%

$/sqft vs Mascotte actives

$153 vs $185

Days on market

66 vs 39 typical

Where $153/sqft sits among the 48 Mascotte actives

8
4 · this home
11
4
13
8
$136–151$151–166$166–181$181–195$195–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$39,153/yr gross

Avg nightly rate$257
Occupancy (comp set)44%
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,450/mo median

MarketMascotte
Annual gross at median$17,400
Gross yield on this price4.2%
Homes for rent right now1

Live Mascotte rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Seasons

Map of 1542 SUGARBELLE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando43 min
Universal Orlando46 min
Walt Disney World49 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Seasons is a short-term-rental community. See the full guide →

The numbers that matter

The Mascotte market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$355K

Mascotte median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

23 of 48

Mascotte actives have cut their price

Median sold price, Mascotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the Mascotte median. See the full Mascotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $409,900 $5K
May 20, 2026Listed at $414,900 · 66 days on market since
2024Built · SEASONS AT THE GROVE

Reality check

What actually sold near 1542 SUGARBELLE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1635 SUGARBELLE CIRCLESold · Sep ’25

$410,000

1635 SUGARBELLE CIRCLE · same community

4 bd · 3 ba · 2,440 sqft · $168/sqft · 410 DOM

1647 SUGARBELLE CIRCLESold · Feb ’26

$349,999

1647 SUGARBELLE CIRCLE · same community

4 bd · 3 ba · 2,440 sqft · $143/sqft · 430 DOM

1690 SUGARBELLE CIRCLESold · Dec ’25

$374,950

1690 SUGARBELLE CIRCLE · same community

4 bd · 3 ba · 2,440 sqft · $154/sqft · 219 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1542 SUGARBELLE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1542 SUGARBELLE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1542 SUGARBELLE CIRCLE FAQs

What would the monthly payment be for 1542 SUGARBELLE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,368/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1542 SUGARBELLE CIRCLE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1542 SUGARBELLE CIRCLE?+

The most recent tax bill on record (2025) was $6,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1542 SUGARBELLE CIRCLE be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1542 SUGARBELLE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mascotte?+

At $409,900, this home is listed about 20% above the Mascotte median of $342,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$409,900 runs 20% above the Mascotte median — but at 2,679 sqft it's also 47% larger than the typical Mascotte listing.

02Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $414,900, now $409,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of DJ & LINDSEY REAL ESTATE · Laura Bautista. MLS #O6403831.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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