12790 BRODLOVE LANE, WINTER GARDEN, FL, 34787
Active100 days on marketListed Apr 30, 2026MLS #O6403539
About this home
12790 BRODLOVE LANE
Located in the desirable Encore at Ovation community in Winter Garden, this home built by M/I Homes in April 2022 features the Sebring floor plan with 2,341 sq ft, 3 bedrooms, 2 full bathrooms, 1 half bath, and a two-story foyer. The open-concept main floor includes a centrally located dining area between the living room and kitchen. The kitchen offers white cabinetry, stainless steel appliances, hood vent, natural gas range, and farmhouse sink. Plantation shutters, luxury vinyl plank flooring, and neutral finishes are found throughout. Upstairs includes all bedrooms, a loft, laundry room, and two full bathrooms. The owner’s suite features a walk-in closet and en-suite bath, with secondary bedrooms located separately for added privacy. Additional features include recessed lighting, tray ceilings, and 5 1/4-inch baseboards. HOA includes lawn maintenance and access to community amenities such as pool, clubhouse, fitness center, dog park, and playground. Conveniently located near Disney, Flamingo Crossings, SR 429, and I-4, with approximately 30-minute access to MCO and Downtown Orlando.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,322
Sqft
0.08 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,434 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,434/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Winter Garden actives
$248 vs $261
Days on market
100 vs 40 typical
Where $248/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village I
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Village I — neighborhood snapshot
Population
1,534
Median age
37
Median income
$130,745
Median home value
$496,000
Avg household
3
Households w/ children
225
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $620K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
168 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 12790 BRODLOVE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$370,000
17040 WOODCREST WAY
4 bd · 2.5 ba · 2,359 sqft · $157/sqft · 352 DOM
Sold · Jun ’26$430,000
17197 CAGAN CROSSINGS BOULEVARD
4 bd · 3 ba · 2,208 sqft · $195/sqft · 50 DOM
Sold · Mar ’26$388,000
917 WADING WATERS WAY
4 bd · 3 ba · 2,208 sqft · $176/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12790 BRODLOVE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12790 BRODLOVE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12790 BRODLOVE LANE FAQs
What would the monthly payment be for 12790 BRODLOVE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,434/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12790 BRODLOVE LANE?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12790 BRODLOVE LANE?+
The most recent tax bill on record (2025) was $8,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12790 BRODLOVE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $574,900, this home is listed about 2% below the Winter Garden median of $584,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12790 BRODLOVE LANE?+
Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Diana Jimenez Caro. MLS #O6403539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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